2640 Centergrove Rd, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 2640 Centergrove Rd, Kannapolis, NC 28083 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,281 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$139,500 (Jun 2020)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5633 13 0072`

Property Details

APN / Parcel Number

Primary APN	`5633 13 0072`
Alternative APNs	`05008 0067.000000` `137134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,281 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,281 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	200 ft deep x 63 ft wide
Driveway	Concrete Driveway
Driveway Area	800 sqft

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	137134
Street Address	2640 CENTERGROVE RD
City	KANNAPOLIS
State	NC
Zip	28083-9624
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT 4 & P/O 3 5 FRANK NEAL PROPERTY
Legal Subdivision	CENTERGROVE
Legal Lot Number	4
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	4
Census Block	4012
Census Tract	40600

Owner

Source: Cabarrus County records · APN 5633 13 0072

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7249 WINDY RIDGE DR, IRON STATION, NC 28080-5747
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 31, 2019	Warranty Deed, Transfer WILLIAM J MORRIS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Apr 24, 2000 · Amount on Record
Deed Book / Page	14295 / 33
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 30, 2026
Property Address	2640 CENTERGROVE RD, KANNAPOLIS, NC 28083-9624
Document Number	0001796339
Book / Page	17963 / 39
Instrument Date	Apr 29, 2026
Instrument	20269916
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	INTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$52,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 STONEY GLEN DR, MINT HILL, NC 28227-0483

Mortgage

Document Number	0000009917,
Date	Apr 30, 2026
Instrument	20269917

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 30, 2020
Property Address	2640 CENTERGROVE RD, KANNAPOLIS, NC 28083-9624
Document Number	0001429533
Book / Page	14295 / 33
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10812 ELSFIELD AVE NW, 10812, CONCORD, NC 28027-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7249 WINDY RIDGE DR, IRON STATION, NC 28080-5747

Mortgage

Document Number	0001429536
Date	Jun 30, 2020
Instrument	14295/36

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 31, 2019
Property Address	2640 CENTERGROVE RD, KANNAPOLIS, NC 28083-9624
Document Number	13927278
Book / Page	013927 / 000278
Instrument Date	Dec 31, 2019
Instrument	36769
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10812 ELSFIELD AVE NW CONCORD NC 280273008, CONCORD, NC 28027-3008

Mortgage

Document Number	13927281
Date	Dec 31, 2019
Book Page	013927/000281
Instrument	36770

Lender

Name	WILLIAM J MORRIS
Address	7249 WINDY RIDGE DR, IRON STATION, NC 28080-5747

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (+52.64%)	$238,390 (+86.1%) Land $34,990 Building $203,400
2024			$238,390 (+86.1%) Land $34,990 Building $203,400
2023	$1,759.00	$128,100 Land $18,140 Building $109,960	$128,100 Land $18,140 Building $109,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250406004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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