2640 Cardinal Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 2640 Cardinal Ct, Carmichael, CA 95608 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	7 Beds
Bathrooms	5 Baths
Year Built	Built 1958
Square Footage	2,925 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Garage	916 sqft
Last Sale	$445,500 (2023)
Tax Bill	$8,285.00 (2025)

Owner

Source: Sacramento County records · APN 272-0260-008-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7084 AGORA WAY, EL DORADO HILLS, CA 95762-3958
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Deed Book / Page	20230125 / 914
Record Refreshed	Sep 20, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 25, 2023
Property Address	2640 CARDINAL CT, CARMICHAEL, CA 95608-4740
Document Number	0000000914
Map Reference	MB 15 MAP 3
Instrument Date	Jan 19, 2023
Instrument	2023012500914
Transaction Type	Transfer
Record Updated	Feb 03, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 703, CARMICHAEL, CA 95609-0703

Mortgage

Document Number	0000000915
Date	Jan 25, 2023
Instrument	2023012500915

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$698,695 (+2%) Land $141,829 Building $556,866
2025	$8,285.00 (+50.86%)	$684,997 (+468.03%) Land $139,049 Building $545,948
2024	$5,492.00 (+273.1%)
2023	$1,472.00 (+36.55%)	$120,592 Land $12,279 Building $108,313
2022	$1,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`272-0260-008-0000`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Building Area	2,925 sqft Living Area
Gross Area	3,381 sqft Gross Area
1st Floor	2,910 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design Style
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	4 Parking Spaces
Garage Area	916 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Solar Heating Fuel

Location & Zoning

Street Address	2640 CARDINAL CT
City	CARMICHAEL
State	CA
Zip	95608-4740
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	POR TR 48 CARMICHAEL COL NO 2 DES AS BEG AT A PTFR WH THE NE COR BEARS N 89%02E 150 FT & N 01%47W 30 FT TH FR SD PT S
Legal Subdivision	CARMICHAEL COLONY 02
Legal Tract	48
Jurisdiction	SACRAMENTO CA
Minor Civil Division	SACRAMENTO
Census Blockgroup	4
Census Block	4003
Census Tract	7701