2640 Byrd St, Dearborn, MI 48124 Property Records

Wayne County property record for 2640 Byrd St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1952
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jul 2026)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-263-07-016`

Property Details

APN / Parcel Number

Primary APN	`82-09-263-07-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2640 BYRD ST
City	DEARBORN
State	MI
Zip	48124-4180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 847 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFFORDSON HEIGHTS SUB NO 2
Legal Subdivision	FORDSON HEIGHTS NO 2
Legal Lot Number	847
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3001
Census Tract	575500

Owner

2640 Byrd St is owned and occupied by an individual who bought it in July 2026.

Source: Wayne County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2640 BYRD ST, DEARBORN, MI 48124-4180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 9, 2022	Intrafamily Transfer, Transfer
May 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Oct 6, 2023 · Amount on File
Deed Document Number	2026242164
Deed Book / Page	60438 / 11
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0576780773
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 30, 2026
Property Address	2640 BYRD ST, DEARBORN, MI 48124-4180
Document Number	0000242164
Book / Page	60438 / 11
Instrument Date	Jul 29, 2026
Instrument	2026242164
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257,974.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 BYRD ST, DEARBORN, MI 48124-4180

Mortgage

Document Number	0000242165,
Date	Jul 30, 2026
Instrument	2026242165

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2640 BYRD ST, DEARBORN, MI 48124-4180
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 FERN ST SW 306, 306, OLYMPIA, WA 98502-6085

Mortgage

Document Number	0600331401
Date	Jan 27, 2026
Book Page	60033/1401
Instrument	2026036318

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Nov 1, 2040

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 6, 2023
Property Address	2640 BYRD ST, DEARBORN, MI 48124-4180
Document Number	0584950806
Book / Page	58495 / 806
Map Reference	LB 40 PG 100
Instrument Date	Sep 5, 2023
Instrument	2023259498
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,927.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2640 BYRD ST, DEARBORN, MI 48124-4180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 BYRD ST, DEARBORN, MI 48124-4180

Mortgage

Document Number	0584681107
Date	Sep 21, 2023
Book Page	58468/1107
Instrument	2023249347

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Index	1-Year T-Bill
Max Rate	12.3%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jun 9, 2022
Property Address	2640 BYRD ST, DEARBORN, MI 48124-4180
Document Number	0576780773
Book / Page	57678 / 773
Map Reference	LB 40 PG 100
Instrument Date	May 31, 2022
Instrument	2022206950
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2640 BYRD ST, 2640, DEARBORN, MI 48124-4180

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2640 BYRD ST, DEARBORN, MI 48124-4180

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	May 15, 2019
Property Address	2640 BYRD ST, DEARBORN, MI 48124-4180
Document Number	0550500809
Book / Page	055050 / 000809
Instrument Date	Apr 26, 2019
Instrument	169142
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2640 BYRD ST DEARBORN MI 481244180, DEARBORN, MI 48124-4180

Tax Assessment & Valuation

The 2025 property tax bill for 2640 Byrd St was $4,978 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,600 (+7.95%)	$209,200 (+7.95%)
2025	$4,978.00 Homeowner's exemption	$96,900	$193,800
2023		$78,700	$157,400
2019	$3,619.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2640 Byrd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2640 Byrd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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