Osceola County property record for 2640 Barker Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,856 sqft Heated Area |
| Lot Size | 23,958 sqft (0.55 acres) |
| Garage | Finished, 513 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2013) |
| Tax Bill | $3,347.00 (2025) |
| Primary APN | 97644 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,856 sqft Heated Area |
| Gross Area | 2,831 sqft Gross Area |
| 1st Floor | 1,016 sqft 1st Floor |
| Upper Floors | 840 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 23,958 sqft (0.55 acres) |
| Depth X Width | 250 ft x 95 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 513 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 462 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 97644 |
|---|---|
| Street Address | 2640 BARKER RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9095 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG 1381.4 FT W & 760 FT N OF SE COR OF SW 1/4 RUN N 12 DEG 12 MIN 30 SEC W 880.52 FT, N 11 DEG 29 MIN 30 SEC E 102.61 FT, N |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | BARKER TRACTS |
| Legal Tract | 6500 |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43802 |
Source: Osceola County records · APN 97644
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2640 BARKER RD, SAINT CLOUD, FL 34771-9095 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage JPMORGAN CHASE BANK NA |
| Jan 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2013 · Amount on Record |
| Deed Sale | Jan 17, 2013 · Amount on Record |
| Prior Sale | May 30, 2003 · Amount on Record |
| Deed Doc Number | 2013010563 |
| Deed Book / Page | 4383 / 2210 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2640 BARKER RD, SAINT CLOUD, FL 34771-9095 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0050811784 |
|---|---|
| Date | Jan 05, 2017 |
| Book Page | 5081/1784 |
| Instrument | 2017002703 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2640 BARKER RD, SAINT CLOUD, FL 34771-9095 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2640 BARKER RD, SAINT CLOUD, FL 34771-9095 |
| Document Number | 0058742091 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5874/2091 |
| Instrument | 2021009373 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2640 BARKER RD, SAINT CLOUD, FL 34771-9095 |
| Document Number | 0055991935 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2640 BARKER RD ST CLOUD FL 347719095, ST CLOUD, FL 34771-9095 |
| Document Number | 0055991935 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 005599/001935 |
| Instrument | 127579 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2029 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,347.00 (+7.83%) Homeowner's exemption | $231,021 (+5.99%) | $261,800 (+6.29%) Land $100,000 Building $161,800 |
| 2023 | $3,104.00 (+4.41%) Homeowner's exemption | $217,972 (+3%) | $246,300 (+7.98%) Land $90,200 Building $156,100 |
| 2022 | $2,973.00 Homeowner's exemption | $211,624 | $228,100 Land $90,200 Building $137,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 405 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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