Miami County property record for 2640 Ashgrove Ct, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,228 sqft · built 1995 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Dec 2020) |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101924 |
| Primary APN | D08-101924 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Living Area |
| 1st Floor Area | 2,236 sqft |
| Upper Floors Area | 1,110 sqft |
| Basement Area | 1,118 sqft |
| Unfinished Basement | 1,118 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 14,113 sqft (0.324 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2640 ASHGROVE CT |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 7872 WILLOW CREEK #1 |
| Legal Subdivision | WILLOW CREEK #1 |
| Legal Lot Number | 7872 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 365001 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2640 ASHGROVE CT, TROY, OH 45373-8765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Dec 21, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Jul 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Jul 19, 2018 · Amount on Record |
| Deed Document Number | 20202020OR-19192 |
| Prior Transfer Date | Aug 8, 2016 |
| Prior Transfer Doc | 0000010294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2640 ASHGROVE CT, TROY, OH 45373-8765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000005060 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019OR-05060 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 21, 2020 |
| Property Address | 2640 ASHGROVE CT, TROY, OH 45373-8765 |
| Document Number | 0000019192 |
| Map Reference | MB 17 PG 5 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 2020OR-19192 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | WAVE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2640 ASHGROVE CT, TROY, OH 45373-8765 |
| Document Number | 0000019193 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020OR-19193 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 19, 2018 |
| Property Address | 2640 ASHGROVE CT, TROY, OH 45373-8765 |
| Document Number | 0000008727 |
| Map Reference | PB 17 PG 05 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2018OR-08727 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2640 ASHGROVE CT, TROY, OH 45373-8765 |
| Document Number | 0000008728 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018OR-08728 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,169.00 (+11.86%) Homeowner's exemption | $125,760 (+27.27%) Land $16,590 Building $109,170 | $359,300 (+27.28%) Land $47,400 Building $311,900 |
| 2024 | $3,727.00 (+2.22%) Homeowner's exemption | $98,810 (-) Land $17,290 Building $81,520 | |
| 2023 | $3,646.00 (+17.27%) Homeowner's exemption | $98,810 (-) Land $17,290 Building $81,520 | $282,300 (-) Land $49,400 Building $232,900 |
| 2022 | $3,109.00 Homeowner's exemption | $98,810 Land $17,290 Building $81,520 | $282,300 Land $49,400 Building $232,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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