264 Willow Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 264 Willow Ave, Somerville, MA 02144

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,096 sqft · built 1905
Lot Size	0.094 acres (4,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,800,000 (Jun 2024)
Tax Bill	$29,542 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-C-9`

Property Details

APN / Parcel Number

Primary APN	`19-C-9`
Alternative APNs	`SOME M:19 B:C L:9` `2071098`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	3,096 sqft Living Area
Gross Area	4,818 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,100 sqft (0.094 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2071098
Street Address	264 WILLOW AVE
City	SOMERVILLE
State	MA
Zip	02144-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	9
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	5
Census Block	5000
Census Tract	350400

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 WILLOW AVE, SOMERVILLE, MA 02144-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS
Feb 12, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION
Feb 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COASTAL HERITAGE BANK
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Feb 21, 2023 · Amount on Record
Deed Book / Page	82954 / 41
Prior Transfer Date	Jun 21, 2024
Prior Transfer Doc	0082954-41
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	264 WILLOW AVE, SOMERVILLE, MA 02144-2226
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081677-322
Date	Jun 21, 2023
Book Page	81677/322
Instrument	66507

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	264 WILLOW AVE, SOMERVILLE, MA 02144-2226
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	083763-442
Date	Feb 12, 2025
Book Page	83763/442
Instrument	15000

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Feb 21, 2023
Property Address	264 WILLOW AVE, SOMERVILLE, MA 02144-2226
Document Number	081264-304
Book / Page	81264 / 304
Instrument Date	Feb 21, 2023
Instrument	17698
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 GROVER ST, REVERE, MA 02151-1853

Mortgage

Document Number	0000017702
Date	Feb 21, 2023
Instrument	17702

Lender

Name	COASTAL HERITAGE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	264 WILLOW AVE, SOMERVILLE, MA 02144-2226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76290-511
Date	Nov 30, 2020
Book Page	76290/511
Instrument	225259

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,542.00 (+13.86%)	$2,690,500 (+13.13%) Land $767,400 Building $1,923,100	$2,478,659 (-4.79%)
2025	$25,946.00 (+110.21%)	$2,378,200 (+102.69%) Land $730,800 Building $1,647,400	$2,603,475
2024	$12,343.00 (-8.05%)	$1,173,300 (-9.63%) Land $730,800 Building $442,500
2023	$13,424.00	$1,298,300 Land $730,800 Building $567,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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