264 Veranda Bay Dr, Union Hall, VA 24176 Property Records

Franklin County property record for 264 Veranda Bay Dr, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,249 sqft · built 2020
Lot Size	0.833 acres (36,285 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Nov 2018)
Tax Bill	$6,563 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052 09-006 00`

Property Details

APN / Parcel Number

Primary APN	`052 09-006 00`
Alternative APN	`38682`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,249 sqft Living Area
Gross Area	7,038 sqft
1st Floor Area	3,687 sqft
Basement Area	2,262 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,285 sqft (0.833 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	24 sqft
Balcony Area	24 sqft
Boat Access	Boat Access
Boat House	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	38682
Street Address	264 VERANDA BAY DR
City	UNION HALL
State	VA
Zip	24176-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE RETREAT LOT 6
Legal Subdivision	THE RETREA
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	1
Census Block	1009
Census Tract	20102

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 99, UNION HALL, VA 24176-0099
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL
Nov 26, 2018	Warranty Deed, Subdivision Related Transfer CRAYONS TO PERFUME LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	20187230
Deed Book / Page	1115 / 1619
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	264 VERANDA BAY DR, UNION HALL, VA 24176-2402
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 VERANDA BAY DR, UNION HALL, VA 24176-2402

Mortgage

Document Number	0012072609
Date	Jan 4, 2024
Book Page	1207/2609
Instrument	240000053

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	264 VERANDA BAY DR, UNION HALL, VA 24176-2402
Document Number	0011451027
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4713 BENJAMIN CROSS CT CHANTILLY VA 201512358, CHANTILLY, VA 20151-2358

Mortgage

Document Number	0011451027
Date	Aug 24, 2020
Book Page	001145/001027
Instrument	6161

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 23, 2022

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 26, 2018
Property Address	264 VERANDA BAY DR, UNION HALL, VA 24176-2402
Document Number	0011151619
Book / Page	001115 / 001619
Instrument Date	Nov 5, 2018
Instrument	7230
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11980 HOOKER LN NOKESVILLE VA 201812226, NOKESVILLE, VA 20181-2226

Mortgage

Document Number	11151622
Date	Nov 26, 2018
Book Page	001115/001622
Instrument	7231

Lender

Name	CRAYONS TO PERFUME LLC

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,563.00 (+40.45%)	$1,526,500 (+69.39%) Land $165,000 Building $1,361,500	$1,526,500 (+69.39%) Land $165,000 Building $1,361,500
2023	$4,673.00	$901,200 (+17.63%) Land $145,000 Building $756,200	$901,200 (+17.63%) Land $145,000 Building $756,200
2022		$766,100 Land $145,000 Building $621,100	$766,100 Land $145,000 Building $621,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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