Polk County property record for 264 Temple Cir S, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,040 sqft · built 1985 |
| Lot Size | 0.366 acres (15,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Dec 2025) |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354770-030030 |
| Primary APN | 25-28-28-354770-030030 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,040 sqft Living Area |
|---|---|
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Lot Area | 15,926 sqft (0.366 acres) |
| Lot Dimensions | 177 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 2,015 sqft |
| Carport | Carport |
| Carport Area | 2,015 sqft |
| Shed | 1 Shed |
| Street Address | 264 TEMPLE CIR S |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1029 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RE2 |
| Legal Description | ORANGE HILL SUB PB 58 PG 40 BLK 3 LOT 3 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | ORANGE HILLS SUBDIVISION |
| Legal Tract | 354770 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14703 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 264 TEMPLE CIR S, WINTER HAVEN, FL 33880-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 16, 2025 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Oct 28, 2022 | Warranty Deed, Transfer INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC |
| Feb 15, 2019 | Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L |
| Jul 26, 2018 | Warranty Deed, Transfer REAL ESTATE TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 2025293894 |
| Deed Book / Page | 13812 / 1138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 264 TEMPLE CIR S, WINTER HAVEN, FL 33880-1029 |
| Document Number | 0000293894 |
| Book / Page | 13812 / 1138 |
| Map Reference | MB 58 PG 40 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025293894 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8716 MONSERRAT RD, SEBRING, FL 33876-8000 |
| Name | Verified Name |
|---|---|
| Address | 264 TEMPLE CIR S, WINTER HAVEN, FL 33880-1029 |
| Document Number | 0138121140 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 13812/1140 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 28, 2022 |
| Property Address | 264 TEMPLE CIR S, WINTER HAVEN, FL 33880-1029 |
| Document Number | 0000284779 |
| Book / Page | 12466 / 1523 |
| Map Reference | MB 58 PG 40 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022284779 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10400 OSBORNE RD, 10400, MCKEAN, PA 16426-2019 |
| Name | Verified Name |
|---|---|
| Address | 264 TEMPLE CIR S, WINTER HAVEN, FL 33880-1029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 15, 2019 |
| Property Address | 264 TEMPLE CIR S, WINTER HAVEN, FL 33880-1029 |
| Document Number | 0107521397 |
| Book / Page | 010752 / 001397 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 32007 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 TEMPLE CIR S WINTER HAVEN FL 338801029, WINTER HAVEN, FL 33880-1029 |
| Document Number | 107521398 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 010752/001398 |
| Instrument | 32008 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 264 TEMPLE CIR S, WINTER HAVEN, FL 33880-1029 |
| Document Number | 0105611493 |
| Book / Page | 010561 / 001493 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 159590 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 365 TERRANOVA BLVD WINTER HAVEN FL 338843427, WINTER HAVEN, FL 33884-3427 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,116 (+10.2%) Land $40,000 Building $132,116 | $172,116 (+6.78%) Land $40,000 Building $132,116 | |
| 2025 | $1,499.00 (-23.6%) Homeowner's exemption | $156,179 (+2.78%) | $161,193 (+6.08%) Land $40,000 Building $121,193 |
| 2023 | $1,962.00 (+328.38%) Homeowner's exemption | $151,955 (+197.22%) Land $30,000 Building $121,955 | $151,955 (+81.51%) Land $30,000 Building $121,955 |
| 2022 | $458.00 | $51,125 | $83,719 Land $20,000 Building $63,719 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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