Berkeley County property record for 264 Stager Ave, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,093 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2022) |
| Tax Bill | $2,669 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7M-0080.0000 |
| Primary APN | 02-7M-0080.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,093 sqft Living Area |
| 1st Floor Area | 1,923 sqft |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07245477 |
|---|---|
| Street Address | 264 STAGER AVE |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .13 AC LOT 22 PHZ 3 OVERLOOK AT RIVERSIDE PUD |
| Legal Lot Number | 22 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 971101 |
264 Stager Ave is owned and occupied by an individual who bought it in December 2022.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 264 STAGER AVE, FALLING WATERS, WV 25419-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING LLC |
| Dec 2, 2022 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Oct 7, 2021 | Deed, Subdivision Related Transfer · VA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2022 · Amount on File |
| Deed Sale | Dec 2, 2022 · Amount on File |
| Prior Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 20220041455 |
| Deed Book / Page | 1420 / 319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 264 STAGER AVE, FALLING WATERS, WV 25419-1647 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | UNKNOWN, UNLS |
| Name | Verified Name |
|---|
| Document Number | 00004329/6 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 4329/6 |
| Instrument | 20250032669 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 2, 2022 |
| Property Address | 264 STAGER AVE, FALLING WATERS, WV 25419-1647 |
| Document Number | 001420/319 |
| Book / Page | 1420 / 319 |
| Map Reference | PC 20 SL 144 |
| Instrument Date | Nov 26, 2022 |
| Instrument | 20220041455 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,772.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 264 STAGER AVE, FALLING WATERS, WV 25419-1647 |
| Document Number | 20220041456 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 20220041456 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Oct 7, 2021 |
| Property Address | 264 STAGER AVE, FALLING WATERS, WV 25419-1647 |
| Document Number | 001362/407 |
| Book / Page | 1362 / 407 |
| Map Reference | PC 20 SL 144 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 20210036898 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,410.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 STAGER AVE, FALLING WATERS, WV 25419-1647 |
| Document Number | 003791/198 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 3791/198 |
| Instrument | 20210036899 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 264 Stager Ave was $2,669.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,669.00 | $219,540 Land $42,360 Building $177,180 | $365,900 Land $70,600 Building $295,300 |
| 2023 | $2,327.00 | $184,200 Land $39,000 Building $145,200 | $307,000 Land $65,000 Building $242,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 264 Stager Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (1996–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 264 Stager Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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