Monroe County property record for 264 Saint Thomas Ave, Key Largo, FL 33037
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 5 ba · 4,337 sqft · built 1982 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,628,571 (Sep 2020) |
| Tax Bill | $16,299 (2024) |
| Deeds & Mortgages | Oct 2023 Transfer Sep 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00453473-000700 |
| Primary APN | 00453473-000700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 4,337 sqft Living Area |
| 1st Floor Area | 3,162 sqft |
| Attic | Attic |
| Attic Area | 2,347 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 2,347 sqft |
| Carport | Carport |
| Carport Area | 2,347 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,837 sqft |
| Deck Area | 420 sqft |
| Patio Area | 2,320 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1553875 |
|---|---|
| Street Address | 264 SAINT THOMAS AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4321 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | IS |
| Legal Description | LT 264 PORT LARGO THIRD ADDITION KEY LARGO PB6-58 OR469-333 OR784-1132 OR1167-886 OR3041-0575 OR3249-0060 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | PORT LARGO 3RD ADD |
| Legal Lot Number | 264 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 SAINT THOMAS AVE, KEY LARGO, FL 33037-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 31, 2023 | Intrafamily Transfer, Transfer |
| Sep 1, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on Record |
| Deed Sale | Sep 1, 2020 · Amount on Record |
| Prior Sale | Mar 1, 1979 · Amount on Record |
| Deed Document Number | 20202279700 |
| Deed Book / Page | 3041 / 575 |
| Last Transfer Date | Oct 5, 2023 |
| Transfer Doc | 0032490060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 31, 2023 |
| Property Address | 264 SAINT THOMAS AVE, KEY LARGO, FL 33037-4321 |
| Document Number | 0032490060 |
| Book / Page | 3249 / 60 |
| Map Reference | MB 6 PG 58 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2438490 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 264 SAINT THOMAS AVE, KEY LARGO, FL 33037-4321 |
| Name | Verified Name |
|---|---|
| Address | 264 SAINT THOMAS AVE, KEY LARGO, FL 33037-4321 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 1, 2020 |
| Property Address | 264 SAINT THOMAS AVE, KEY LARGO, FL 33037-4321 |
| Document Number | 0030410575 |
| Book / Page | 003041 / 000575 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2279700 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 SAINT THOMAS AVE KEY LARGO FL 330374321, KEY LARGO, FL 33037-4321 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,076,052 (+10.33%) Land $1,071,094 Building $1,004,958 | $2,076,052 (+10.33%) Land $1,071,094 Building $1,004,958 | |
| 2024 | $16,299.00 (+27.45%) | ||
| 2023 | $12,789.00 (+12.34%) | $1,881,630 (+12.1%) Land $1,010,156 Building $871,474 | $1,881,630 (+12.1%) Land $1,010,156 Building $871,474 |
| 2022 | $11,384.00 | $1,678,510 Land $796,875 Building $881,635 | $1,678,510 Land $796,875 Building $881,635 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures