264 Roper St, Mobile, AL 36604 Property Records

Mobile County property record for 264 Roper St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,319 sqft · built 1961
OwnerIndividual Name on Record
Last Sale$175,000 (Mar 2018)
Tax Bill$912 (2025)
Deeds & MortgagesJan 2026 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR022906390004160001

Property Details

APN / Parcel Number

Primary APNR022906390004160001
Alternative APNs
  • 29 06 39 0 004 160.001
  • 02628892
  • 2628892

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,319 sqft Living Area
1st Floor Area1,319 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Deck Area200 sqft
Patio Area200 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2628892
Old Parcel NumberR022906390004160001
Street Address264 ROPER ST
CityMOBILE
StateAL
Zip36604-2952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT NW COR OF SELMA ST & ROPER ST RUN TH NLY ALG W/L OF ROPER ST 62.67 FT TO POB OF PROP HEREIN DESC TH CONT NLY ALG SD
Legal Range01W
Legal Township04S
Legal Section29
Legal SubdivisionRAPIER
Legal Lot Number8
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2022
Census Tract1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakleigh Garden Historic District (Boundary Decrease & Additional Documentation)
listed 2016 · 66 contributing resources · NRIS 16000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address264 ROPER ST, MOBILE, AL 36604-2952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
May 25, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 11, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Mar 27, 2018Warranty Deed, Transfer · FHA Mortgage
PLATINUM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2018 · Amount on Record
Deed SaleMar 23, 2018 · Amount on Record
Prior SaleJul 23, 2008 · Amount on Record
Deed Document Number2018016485
Deed Book / Page007618 / 000272
Last Transfer DateMar 27, 2018
Transfer Doc0000016485
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address264 ROPER ST, MOBILE, AL 36604-2952
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 ROPER ST, MOBILE, AL 36604-2952

Mortgage

Document Number0000001756
DateJan 12, 2026
Instrument2026001756
Lender
NameLENDAGE LLC
TypeMortgage Company
Address2114 E ACHIEVE WAY, TEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 1, 2036
Interest
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address264 ROPER ST, MOBILE, AL 36604-2952
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033590
DateMay 25, 2021
Instrument2021033590
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2046

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address264 ROPER ST, MOBILE, AL 36604-2952
Document Number0000036054
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 ROPER ST MOBILE AL 366042952, MOBILE, AL 36604-2952

Mortgage

Document Number0000036054
DateJun 18, 2020
Instrument36054
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 27, 2018
Property Address264 ROPER ST, MOBILE, AL 36604-2952
Document Number0000016485
Book / Page007618 / 000272
Instrument DateMar 23, 2018
Instrument16485
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1560 E SECOND ST #ST PASS CHRISTIAN MS 395713151, ST, PASS CHRISTIAN, MS 39571-3151

Mortgage

Document Number16486
DateMar 27, 2018
Book Page007618/000274
Instrument16486
Lender
NamePLATINUM MTG
TypeMortgage Company
AddressMADISON, AL 35758
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$912.00 (-2.15%) Homeowner's exemption$15,260 (-2.05%) Land $3,400 Building $11,860$152,600 (-2.05%) Land $34,000 Building $118,600
2024$932.00 (+3.21%) Homeowner's exemption$15,580 (+3.11%) Land $3,400 Building $12,180$155,800 (+3.11%) Land $34,000 Building $121,800
2023$903.00 Homeowner's exemption$15,110 Land $3,400 Building $11,710$151,100 Land $34,000 Building $117,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims10 (1979–2025)
Claims Outside the SFHA5 of 10
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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