264 River Ridge Dr, Wallace, NC 28466 Property Records

Duplin County property record for 264 River Ridge Dr, Wallace, NC 28466

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,602 sqft · built 2001
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Trust Names on File
Last Sale	$499,000 (Nov 2021)
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`09-5129`

Property Details

APN / Parcel Number

Primary APN	`09-5129`
Alternative APNs	`332600123332` `3.326E+11` `010004049` `10004049` `4544189`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,602 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Concrete Block
Roof Type	Gable/Hip
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	783 sqft
Driveway	Concrete Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010004049
Street Address	264 RIVER RIDGE DR
City	WALLACE
State	NC
Zip	28466-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE LOT 31
Legal Subdivision	RIVER LANDING
Legal Lot Number	31
Jurisdiction	DUPLIN NC
Township / Civil Division	ISLAND CREEK
Census Block Group	1
Census Block	1012
Census Tract	90703

Owner

264 River Ridge Dr is owner-occupied and held in a trust since July 2025.

Source: Duplin County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	264 RIVER RIDGE DR, WALLACE, NC 28466-2353
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 27, 2022	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE OPTIONS INC
Nov 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	202110039812
Deed Book / Page	1979 / 377
Last Transfer Date	Jul 1, 2025
Transfer Doc	0020890391
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUPLIN NC
Property Address	264 RIVER RIDGE DR, WALLACE, NC 28466-2353
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 RIVER RIDGE DR, WALLACE, NC 28466-2353

Mortgage

Document Number	0020320895
Date	Jul 5, 2023
Book Page	2032/895
Instrument	10050377

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUPLIN NC
Property Address	264 RIVER RIDGE DR, WALLACE, NC 28466-2353
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019970623
Date	May 27, 2022
Book Page	1997/623
Instrument	10043559

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	May 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUPLIN NC
Recording Date	Nov 23, 2021
Property Address	264 RIVER RIDGE DR, WALLACE, NC 28466-2353
Document Number	0019790377
Book / Page	1979 / 377
Map Reference	MB 14 PG 154
Instrument Date	Nov 16, 2021
Instrument	10039812
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 EQUITY WAY, 1, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 RIVER RIDGE DR, WALLACE, NC 28466-2353

Mortgage

Document Number	0001979380
Date	Nov 23, 2021
Instrument	1979/380

Lender

Name	MORTGAGE OPTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUPLIN NC
Recording Date	Nov 13, 2018
Property Address	264 RIVER RIDGE DR, WALLACE, NC 28466-2353
Document Number	0018830122
Book / Page	001883 / 000122
Instrument Date	Nov 2, 2018
Instrument	10020538
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 RIVER RIDGE DR WALLACE NC 284662353, WALLACE, NC 28466-2353

Tax Assessment & Valuation

The 2025 property tax bill for 264 River Ridge Dr was $3,865.

Source: Duplin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Duplin County
Unified School District	Duplin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,400 (-) Land $60,000 Building $515,400
2025	$3,865.00	$575,400 Land $60,000 Building $515,400
2023		$436,900 (-) Land $37,100 Building $399,800	$436,900 Land $436,900
2022	$3,609.00	$436,900 Land $37,100 Building $399,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 River Ridge Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 255 policies
Nearby Flood Policies	255 in force
Nearby Flood Claims	50 (1999–2018)
Claims Outside the SFHA	35 of 50
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 45 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 River Ridge Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUPLIN COUNTY WATER SYSTEM serves 18,542 people · EPA ID NC0431085
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ridge Dr

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