264 Prospect Peak Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 264 Prospect Peak Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 1988
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Sep 2012)
Tax Bill	$4,772 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-5-0026.0000`

Property Details

APN / Parcel Number

Primary APN	`02-5-0026.0000`
Alternative APN	`33-02-5-0026.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Frame
Foundation Type	Raised
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling
Patio Area	596 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	264 PROSPECT PEAK LN
City	BERKELEY SPRINGS
State	WV
Zip	25411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PEAK S/D LOT 7 1.17 AC
Legal Subdivision	PROSPECT PEAK S/D
Legal Lot Number	7
Jurisdiction	MORGAN WV
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	970800

Owner

264 Prospect Peak Ln is owned by two individuals who bought it in September 2012.

Source: Morgan County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19011 MARJOA LN, ROUND HILL, VA 20141-2059
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2012 · Amount on File
Deed Sale	Sep 14, 2012 · Amount on File
Prior Sale	Jul 26, 2005
Deed Document Number	2012801812
Deed Book / Page	243 / 292
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jul 27, 2022
Property Address	264 PROSPECT PEAK LN, BERKELEY SPRINGS, WV 25411
Document Number	000287/581
Book / Page	287 / 581
Instrument Date	Jul 13, 2022
Instrument	887496
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19011 MARJOA LN, ROUND HILL, VA 20141-2059
Investor	Possibly a Property Investor

Mortgage

Document Number	0000887497
Date	Jul 27, 2022
Instrument	887497

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 264 Prospect Peak Ln was $4,772, up 4.2% from the year before.

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,772.00 (+4.17%)	$240,660 (+4.45%) Land $111,060 Building $129,600	$401,100 (+4.45%) Land $185,100 Building $216,000
2025	$4,581.00	$230,400 Land $111,060 Building $119,340	$384,000 Land $185,100 Building $198,900
2023	$2,508.00 (+101.77%)	$125,340 (+0.82%) Land $37,320 Building $88,020	$208,900 (+0.82%) Land $62,200 Building $146,700
2022	$1,243.00	$124,320 Land $37,320 Building $87,000	$207,200 Land $62,200 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Prospect Peak Ln in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	32 (1985–2018)
Claims Outside the SFHA	5 of 32
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jun 2018 · 3 claims Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 4 claims Flooding, Jan 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Prospect Peak Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 51% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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