Kane County property record for 264 Orange St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,443 sqft · built 1903 |
| Lot Size | 0.158 acres (6,872 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,666 (Jul 1997) |
| Tax Bill | $4,755 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-277-008 |
| Primary APN | 06-23-277-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 2,285 sqft |
| Basement Area | 842 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,872 sqft (0.158 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 264 ORANGE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YMCA ADDN EAST 56 FT OF LOTS 9 & 10 BLOCK 2 |
| Legal Subdivision | YMCA ADDN |
| Legal Block | 2 |
| Legal Lot Number | 9,10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 ORANGE ST, ELGIN, IL 60123-7652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 1997 · Amount on Record |
| Deed Sale | Jul 18, 1997 · Amount on Record |
| Deed Document Number | 199746948 |
| Last Transfer Date | Apr 25, 2002 |
| Transfer Doc | 0000065646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 264 ORANGE ST, ELGIN, IL 60123-7652 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007096 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026K007096 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Rate | 8.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 264 ORANGE ST, ELGIN, IL 60123-7652 |
| Document Number | 0000044017 |
| Instrument Date | Sep 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 ORANGE ST ELGIN IL 601237652, ELGIN, IL 60123-7652 |
| Document Number | 0000044017 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 44017 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 19, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 264 ORANGE ST, ELGIN, IL 60123-7652 |
| Document Number | 0000005951 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 ORANGE ST ELGIN IL 601237652, ELGIN, IL 60123-7652 |
| Document Number | 0000005951 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 5951 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 12, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 264 ORANGE ST, ELGIN, IL 60123-7652 |
| Document Number | 0000017173 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 ORANGE ST ELGIN IL 601237652, ELGIN, IL 60123-7652 |
| Document Number | 0000017173 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 17173 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2033 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,755.00 (+15.81%) Homeowner's exemption | $70,330 (+8.57%) Land $15,540 Building $54,790 | $211,074 (+8.57%) Land $46,639 Building $164,436 |
| 2024 | $64,778 (+21.39%) Land $14,313 Building $50,465 | $194,412 (+21.44%) Land $42,956 Building $151,456 | |
| 2022 | $4,106.00 (+4.88%) Homeowner's exemption | $53,362 (+6.96%) Land $11,791 Building $41,571 | $160,086 (+6.96%) Land $35,373 Building $124,713 |
| 2021 | $3,915.00 Homeowner's exemption | $49,890 Land $11,024 Building $38,866 | $149,670 Land $33,072 Building $116,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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