Mesa County property record for 264 N Cedar Ct, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,584 sqft · built 1982 |
| Lot Size | 0.22 acres (9,580 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,427 (2025) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage May 2017 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-171-24-004 |
| Primary APN | 2697-171-24-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 1,584 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,580 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Deck Area | Deck Area |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R011838 |
|---|---|
| Street Address | 264 N CEDAR CT |
| City | FRUITA |
| State | CO |
| Zip | 81521-2476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 1 REPLAT OF SYCAMORE SUB FIL NO 2 SEC 17 1N 2W |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 17 |
| Legal Subdivision | REPLAT OF SYCAMORE SUB |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1504 |
Source: Mesa County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 N CEDAR CT, FRUITA, CO 81521-2476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LAND-HOME FINANCIAL SERVICES |
| May 2, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LAND-HOME FINANCIAL SERVICES |
| Apr 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 27, 2006 |
| Transfer Doc | 0002361875 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 264 N CEDAR CT, FRUITA, CO 81521-2476 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002987209 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2987209 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.67% |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 264 N CEDAR CT, FRUITA, CO 81521-2476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002798476 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2798476 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Type Change Date | May 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 264 N CEDAR CT, FRUITA, CO 81521-2476 |
| Document Number | 0002798477 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 264 N CEDAR CT FRUITA CO 815212476, FRUITA, CO 81521-2476 |
| Document Number | 0002798477 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2798477 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,427.00 (+15.36%) | $23,390 (+7.34%) Land $6,250 Building $17,140 | $374,230 (+15.03%) Land $100,000 Building $274,230 |
| 2024 | $1,237.00 (+0.57%) | $21,790 (-) Land $6,300 Building $15,490 | |
| 2023 | $1,230.00 (+20.12%) | $21,790 (+12.9%) Land $6,300 Building $15,490 | $325,340 (+17.2%) Land $94,090 Building $231,250 |
| 2022 | $1,024.00 | $19,300 Land $3,480 Building $15,820 | |
| 2021 | $277,600 Land $50,000 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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