264 Morrow Mountain Rd, Somerville, AL 35670 Property Records

Morgan County property record for 264 Morrow Mountain Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,802 sqft · built 1989
Lot Size	35 acres (1,524,600 sqft)
Owner	Individual Name on Record
Last Sale	$571,000 (Aug 2020)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-09-0-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`18-02-09-0-000-003.000`
Alternative APNs	`155554` `44186`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,802 sqft Living Area
1st Floor Area	2,371 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,524,600 sqft (35 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Pool Area	945 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	155554
Street Address	264 MORROW MOUNTAIN RD
City	SOMERVILLE
State	AL
Zip	35670-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SW1/4 OF NE1/4 OF SEC 9 T7S R1W EXC 5 AC IN NE COR NE OF BLUFF LINE EXC RD R/W
Legal Range	1W
Legal Township	7S
Legal Section	09
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1000
Census Tract	5701

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	264 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Jan 10, 2018	Deed, Transfer · Conventional Mortgage NORTH ALABAMA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Jan 10, 2018
Deed Book / Page	2020 / 6971
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	264 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6819
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/44492
Date	Aug 11, 2021
Book Page	2021/44492

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 11, 2020
Property Address	264 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6819
Document Number	02020/6971
Book / Page	2020 / 6971
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	264 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	264 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6819

Mortgage

Document Number	2020/35227
Date	Aug 11, 2020
Book Page	2020/35227

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 10, 2018
Property Address	264 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6819
Document Number	2018/00244
Book / Page	2018 / 00244
Instrument Date	Dec 15, 2017
Instrument	2018-00244
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27810 LANDS END DR, 27810, MADISON, AL 35756-4773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6819

Mortgage

Document Number	0201801026
Date	Jan 10, 2018
Instrument	2018-01026

Lender

Name	NORTH ALABAMA MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,171.00 (+2.55%)	$74,800 (-) Land $19,940 Building $54,860	$748,000 (-) Land $199,400 Building $548,600
2024		$74,800 (-) Land $19,940 Building $54,860	$748,000 (-) Land $199,400 Building $548,600
2023	$2,117.00 (+4.7%) Homeowner's exemption	$74,800 (+6.05%) Land $19,940 Building $54,860	$748,000 (+6.05%) Land $199,400 Building $548,600
2022	$2,022.00 Homeowner's exemption	$70,530 Land $18,120 Building $52,410	$705,300 Land $181,200 Building $524,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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