St. Johns County property record for 264 Montiano Cir, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,276 sqft · built 2017 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,600 (Aug 2017) |
| Tax Bill | $4,115 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086251-0900 |
| Primary APN | 086251-0900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 3,110 sqft |
| 1st Floor Area | 2,276 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 264 MONTIANO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/46-59 COQUINA RIDGE PHASE 1 LOT 90 OR4418/689 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 03 |
| Legal Subdivision | COQUINA RIDGE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 MONTIANO CIR, SAINT AUGUSTINE, FL 32084-6579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 9, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2017 · Amount on Record |
| Deed Sale | Aug 9, 2017 · Amount on Record |
| Deed Document Number | 201754983 |
| Deed Book / Page | 4418 / 689 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 264 MONTIANO CIR, SAINT AUGUSTINE, FL 32084-6579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 264 MONTIANO CIR, SAINT AUGUSTINE, FL 32084-6579 |
| Document Number | 0051291577 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 5129/1577 |
| Instrument | 2020116178 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 9, 2017 |
| Property Address | 264 MONTIANO CIR, SAINT AUGUSTINE, FL 32084-6579 |
| Document Number | 0044180689 |
| Book / Page | 4418 / 0689 |
| Map Reference | MB74 PG46-59 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017054983 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RDA, 1560, ORANGE PARK, FL 32073 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 264 MONTIANO CIR, SAINT AUGUSTINE, FL 32084-6579 |
| Document Number | 2017054986 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 2017054986 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,959 (+2.7%) | $525,237 (+1.05%) Land $140,000 Building $385,237 | |
| 2025 | $4,115.00 (+12.62%) Homeowner's exemption | $318,363 (+2.9%) | $519,801 (+7.07%) Land $125,000 Building $394,801 |
| 2024 | $3,654.00 (+2.01%) Homeowner's exemption | $309,391 (+3%) | $485,484 (-5.47%) Land $110,000 Building $375,484 |
| 2023 | $3,582.00 (+2.96%) Homeowner's exemption | $300,380 (+3%) | $513,599 (+22.59%) Land $120,000 Building $393,599 |
| 2022 | $3,479.00 Homeowner's exemption | $291,631 | $418,956 Land $95,200 Building $323,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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