264 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 264 Main St, Oneida, NY 13421

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,701 sqft · built 1966
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Apr 2021)
Tax Bill	$9,731 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
APN	`251201 38.24-1-57`

Property Details

APN / Parcel Number

Primary APN	`251201 38.24-1-57`
Alternative APNs	`120103802400010570000000` `INSIDE`

Interior

Units	6 Units
Stories	3 Stories
Building Area	5,701 sqft Gross Area
Basement Area	2,311 sqft
Unfinished Basement	2,311 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Porch	Slab
Porch Area	527 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	264 MAIN ST
City	ONEIDA
State	NY
Zip	13421-2164
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R3
Legal Description	OFFICE AND APARTMENTS
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2013
Census Tract	30102

Owner

Source: Madison County and Oneida City records · APN 251201 38.24-1-57

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	264 MAIN ST, 1, ONEIDA, NY 13421-2164
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	20213013
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Apr 20, 2021
Property Address	264 MAIN ST, ONEIDA, NY 13421-2164
Document Number	0000000013
Instrument Date	Apr 15, 2021
Instrument	2021-3013
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 FERNDALE LN, MINOA, NY 13116-1133

Mortgage

Document Number	0000000014
Date	Apr 20, 2021
Instrument	2021-3014

Lender

Name	FULTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,731.00 (+99.69%)	$195,600 (-) Land $15,500 Building $180,100	$275,493 (+7.04%) Land $21,831 Building $253,662
2023		$195,600 (-) Land $15,500 Building $180,100	$257,368 (+9.21%) Land $20,395 Building $236,973
2022	$4,873.00	$195,600 Land $15,500 Building $180,100	$235,663 Land $18,675 Building $216,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 521 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEIDA CITY serves 11,393 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.