264 Main Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 264 Main Ave, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	3,149 sqft · built 1920
Lot Size	0.071 acres (3,101 sqft)
Owner	2 Individual Names on File
Last Sale	$321,772 (Nov 2008)
Tax Bill	$13,634 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01263-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`07-01263-0000-00042`
Alternative APN	`070126300042`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,149 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide

Location & Zoning

Street Address	264 MAIN AVE
City	PASSAIC
State	NJ
Zip	07055-5729
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C-R
Legal Block	1263
Legal Lot Number	42
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1009
Census Tract	175701

Owner

264 Main Ave, a duplex, is owned by two individuals who bought it in November 2008.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	262 MAIN AVE, PASSAIC, NJ 07055-5628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 18, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 11, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2008 · Amount on File
Deed Sale	Nov 14, 2008 · Amount on File
Prior Sale	Oct 23, 2008 · Amount on File
Deed Document Number	200864739
Deed Book / Page	1696 / 197
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	264 MAIN AVE, PASSAIC, NJ 07055-5729
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057467
Date	Dec 21, 2022
Book Page	M18309/279
Instrument	2022057467

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	354 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	264 MAIN AVE, PASSAIC, NJ 07055-5729
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040708
Date	Jun 18, 2021
Book Page	M17218/126
Instrument	2021040708

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 11, 2017
Property Address	264 MAIN AVE, PASSAIC, NJ 07055-5729
Document Number	0000002187
Book / Page	002975 / 000123
Instrument Date	Dec 14, 2016
Instrument	2187
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	262 MAIN AVE #1 PASSAIC NJ 070555628, 1, PASSAIC, NJ 07055-5628

Tax Assessment & Valuation

The 2025 property tax bill for 264 Main Ave was $13,634, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,200 (-) Land $91,000 Building $229,200	$320,200 (-) Land $91,000 Building $229,200
2025	$13,634.00 (+3.27%)	$320,200 Land $91,000 Building $229,200	$320,200 Land $91,000 Building $229,200
2024	$13,202.00
2023		$320,200 Land $91,000 Building $229,200	$320,200 Land $91,000 Building $229,200
2022	$12,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Main Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1994–2012)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 264 Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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