Habersham County property record for 264 Locke Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,431 sqft · built 1971 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,500 (Jun 2015) |
| Tax Bill | $1,039 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083 097 |
| Primary APN | 083 097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,431 sqft Heated Area |
| Gross Area | 1,527 sqft |
| 1st Floor Area | 1,191 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Width | 312 ft Width |
| Porch | Slab |
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 395088 |
|---|---|
| Street Address | 264 LOCKE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-105 DB 1088-510 |
| Legal Subdivision | HAROLD M GERRIN |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 501 |
264 Locke Rd is owned and occupied by an individual who bought it in June 2015.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 264 LOCKE RD, CORNELIA, GA 30531-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on File |
| Deed Sale | Jun 29, 2015 · Amount on File |
| Prior Sale | Jul 1, 2007 · Amount on File |
| Deed Document Number | 20152139 |
| Deed Book / Page | 1088 / 507 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 264 Locke Rd was $1,039 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039.00 Homeowner's exemption | $72,299 Land $9,785 Building $62,514 | $180,748 Land $24,462 Building $156,286 |
| 2023 | Homeowner's exemption | $43,680 (+18.02%) Land $4,948 Building $38,732 | $109,200 (+18.02%) Land $12,370 Building $96,830 |
| 2022 | Homeowner's exemption | $37,012 Land $3,708 Building $33,304 | $92,530 Land $9,270 Building $83,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 264 Locke Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 264 Locke Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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