264 J St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 264 J St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,130 sqft · built 1989
Lot Size0.137 acres (6,000 sqft)
OwnerTrust Name on Record
Last Sale$107,000 (Jun 2011)
Tax Bill$1,808 (2025)
Deeds & MortgagesDec 2021 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN196-120-140-000

Property Details

APN / Parcel Number

Primary APN196-120-140-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,130 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Construction TypeWood
Lot Area6,000 sqft (0.137 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address264 J ST
CityLATHROP
StateCA
Zip95330-9443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code40
Legal DescriptionREDRAWN DEC-31-1992 FROM ORIGINAL APN 195-440-14
Legal SubdivisionEAGLE PARK UNIT #5
Legal Tract1679
Legal Lot Number59
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2015
Census Tract5129

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address264 J ST, LATHROP, CA 95330-9443
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 13, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2011 · Amount on Record
Deed SaleJun 29, 2011 · Amount on Record
Prior SaleJun 29, 2011 · Amount on Record
Deed Document Number0000077481
Last Transfer DateJun 30, 2020
Transfer Doc0000077524
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address264 J ST, LATHROP, CA 95330-9443
Transaction TypeMortgage
Record UpdatedJan 5, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 J ST, LATHROP, CA 95330-9443

Mortgage

Document Number0000212941
DateDec 22, 2021
Instrument2021-212941
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address264 J ST, LATHROP, CA 95330-9443
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyFIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 J ST, LATHROP, CA 95330-9443

Mortgage

Document Number0000136046
DateOct 13, 2020
Instrument2020-136046
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term266 Months
DueDec 1, 2042

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 30, 2020
Property Address264 J ST, LATHROP, CA 95330-9443
Document Number0000077524
Instrument DateJun 26, 2020
Instrument77524
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address264 J ST LATHROP CA 953309443, LATHROP, CA 95330-9443

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,808.00 (-1.36%) Homeowner's exemption$137,077 (+4.04%) Land $33,307 Building $103,770
2023$1,833.00 (+1.5%) Homeowner's exemption$131,756 Land $32,014 Building $99,742
2022$1,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband.

Nearby Properties on J St

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