264 Hammond Rd, Highlands, NC 28741 Property Records

Macon County property record for 264 Hammond Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,632 sqft · built 1985
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$1,197,000 (Oct 2022)
Tax Bill	$6,844 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7530786745`

Property Details

APN / Parcel Number

Primary APN	`7530786745`
Alternative APNs	`0512551` `148706` `153684`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,632 sqft Heated Area
1st Floor Area	2,632 sqft
Basement Area	1,564 sqft
Unfinished Basement	1,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	240 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	153684
Street Address	264 HAMMOND RD
City	HIGHLANDS
State	NC
Zip	28741-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	LOT 4-B WEBBMONT RD
Legal Subdivision	WEBBMONT RD
Legal Lot Number	4-B
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2065
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1855 EPPING FOREST WAY S, JACKSONVILLE, FL 32217-2695
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	20228081
Deed Book / Page	42 / 374
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 24, 2022
Property Address	264 HAMMOND RD, HIGHLANDS, NC 28741-8577
Document Number	000E42/374
Book / Page	E-42 / 374
Map Reference	CAB 1 SL 341 PG 3
Instrument Date	Oct 24, 2022
Instrument	2022008081
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 EPPING FOREST WAY S, JACKSONVILLE, FL 32217-2695

Mortgage

Document Number	2022008082
Date	Oct 24, 2022
Instrument	2022008082

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 13, 2021
Property Address	264 HAMMOND RD, HIGHLANDS, NC 28741-8577
Document Number	O40/83
Book / Page	O-40 / 83
Map Reference	CAB 1 SL 341 PG 3
Instrument Date	Jan 8, 2021
Instrument	2021000316
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2453, HIGHLANDS, NC 28741-2453

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,844.00 (+10.1%)	$1,557,940 (+32.1%) Land $130,470 Building $1,427,470	$1,557,940 (+32.1%) Land $130,470 Building $1,427,470
2025	$6,216.00 (+31.64%)
2023	$4,722.00	$1,179,330 Land $130,470 Building $1,048,860	$1,179,330 Land $130,470 Building $1,048,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications.

Cell Coverage

4G LTE only, no 5G reported

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