264 Guinea Mill Rd, Moyock, NC 27958 Property Records

Currituck County property record for 264 Guinea Mill Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,430 sqft · built 2008
Lot Size	18.2 acres (793,663 sqft)
Owner	2 Individual Names on File
Last Sale	$711,000 (Jun 2026)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8040-88-0849`

Property Details

APN / Parcel Number

Primary APN	`8040-88-0849`
Alternative APNs	`0023000003B0000` `0023000003U0000` `000003780` `8040-88`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,430 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	793,663 sqft (18.2 acres)
Garage Type	Detached - Unfinished
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000003780
Street Address	264 GUINEA MILL RD
City	MOYOCK
State	NC
Zip	27958-9294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	18.216 AC PARCEL BOUNDARY LINE AGREEMENT GUINEA MI
Legal Subdivision	LEE TOWN ACRES
Legal Lot Number	3U
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	2
Census Block	2017
Census Tract	110202

Owner

264 Guinea Mill Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Currituck County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	264 GUINEA MILL RD, MOYOCK, NC 27958-9294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE
Mar 27, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Mar 27, 2026 · Amount on File
Deed Document Number	2026403891
Deed Book / Page	1862 / 630
Prior Transfer Date	Mar 9, 2026
Prior Transfer Doc	0000401774
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 25, 2026
Property Address	264 GUINEA MILL RD, MOYOCK, NC 27958-9294
Document Number	0000403891
Book / Page	1862 / 630
Instrument Date	Jun 9, 2026
Instrument	2026403891
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TITLEQUEST AGENCY INC, TITLEQUEST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,622.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 GUINEA MILL RD, MOYOCK, NC 27958-9294

Mortgage

Document Number	0000403892,
Date	Jun 25, 2026
Instrument	2026403892

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 27, 2026
Property Address	264 GUINEA MILL RD, MOYOCK, NC 27958-9294
Document Number	0018490002
Book / Page	1849 / 2
Map Reference	MB S PG 311
Instrument Date	Mar 12, 2026
Instrument	401774
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Tax	$13.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 E SOUTH TEMPLE STE 1600, 1600, SALT LAKE CITY, UT 84111-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 GUINEA MILL RD, MOYOCK, NC 27958-9294

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	264 GUINEA MILL RD, MOYOCK, NC 27958-9294
Document Number	0015390682
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	264 GUINEA MILL RD MOYOCK NC 279589294, MOYOCK, NC 27958-9294

Mortgage

Document Number	0015390682
Date	Jun 12, 2020
Book Page	001539/000682
Instrument	351935

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	264 GUINEA MILL RD, MOYOCK, NC 27958-9294
Document Number	0015010552
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	264 GUINEA MILL RD MOYOCK NC 279589294, MOYOCK, NC 27958-9294

Mortgage

Document Number	0015010552
Date	Oct 3, 2019
Book Page	001501/000552
Instrument	346052

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 264 Guinea Mill Rd was $3,286, down 0.7% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00 (-0.73%)	$476,600 (-) Land $145,800 Building $330,800
2024	$3,310.00 (+9.89%)	$476,600 (-) Land $145,800 Building $330,800
2023	$3,012.00 (+19.38%)	$476,600 (-) Land $145,800 Building $330,800	$476,600 (-) Land $145,800 Building $330,800
2022	$2,523.00	$476,600 Land $145,800 Building $330,800	$476,600 (-) Land $145,800 Building $330,800
2021			$476,600 Land $145,800 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Guinea Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	14 (2015–2020)
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Guinea Mill Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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