264 Gibraltar Ct, Unit 305, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 264 Gibraltar Ct, Unit 305, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,416 sqft · built 2006
Owner	Individual Name on File
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175880-1305`

Property Details

APN / Parcel Number

Primary APN	`175880-1305`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	28 Units
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006

Location & Zoning

Street Address	264 GIBRALTAR CT, 305
City	SAINT AUGUSTINE
State	FL
Zip	32080-8078
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR2759/159) VILLAS OF OCEAN GATE II CONDO UNIT 305 OR2884/1835 & 4566/1911(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	VILLAS OF OCEAN GATE
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

264 Gibraltar Ct, Unit 305 is owned by an individual who acquired it in June 2018.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 SEYCHELLES CT, SAINT AUGUSTINE, FL 32080-7038
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage KASS FUNDING LLC
Apr 7, 2019	Loan Modification, Mortgage · Conventional Mortgage KASS FUNDING LLC
Jun 21, 2018	Quit Claim Deed, Transfer ANCHOR TITLE AND LAW PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2018
Transfer Doc	0045661911
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	264 GIBRALTAR CT UNIT 305, 305, SAINT AUGUSTINE, FL 32080-8078
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6275 A1A S 103, 103, ST AUGUSTINE, FL 32080-7501

Mortgage

Document Number	0058260361
Date	Sep 15, 2023
Book Page	5826/361
Instrument	2023073330

Lender

Name	KASS FUNDING LLC
Type	Non-Lending Institution
Address	TAMPA, FL 33629

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	264 GIBRALTAR CT UNIT 305, 305, SAINT AUGUSTINE, FL 32080-8078
Document Number	0047211387
Instrument Date	Apr 7, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6275 A1A S #103 ST AUGUSTINE FL 320807501, 103, ST AUGUSTINE, FL 32080-7501

Mortgage

Document Number	0047211387
Date	May 9, 2019
Book Page	004721/001387
Instrument	31972

Lender

Name	KASS FUNDING LLC
Address	805 NICK BAY PL, TAMPA, FL 33606-2410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 8, 2020

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 21, 2018
Property Address	264 GIBRALTAR CT UNIT 305, 305, SAINT AUGUSTINE, FL 32080-8078
Document Number	0045661911
Book / Page	004566 / 001911
Instrument Date	Jun 1, 2018
Instrument	43646
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	ANCHOR TITLE AND LAW PA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SEYCHELLES CT ST AUGUSTINE FL 320807038, ST AUGUSTINE, FL 32080-7038

Tax Assessment & Valuation

The 2025 property tax bill for 264 Gibraltar Ct, Unit 305 was $4,777, up 5.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,192 (-) Building $353,192	$353,192 (-) Building $353,192
2025	$4,777.00 (+5.2%)	$353,192 (-2%)	$353,192 (-2%)
2024	$4,541.00 (+6.27%)	$360,400 (+4.45%)	$360,400 (+4.45%)
2023	$4,273.00 (+8.92%)	$345,030 (+9.6%)	$345,030 (+9.6%)
2022	$3,923.00	$314,820	$314,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Gibraltar Ct, Unit 305 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	773 units insured incl. 601 condo units
Nearby Flood Claims	9 (2001–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Gibraltar Ct, Unit 305 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, IQ Fiber, T-Mobile, Verizon.

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