264 Gibraltar Ct, Unit 108, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 264 Gibraltar Ct, Unit 108, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,416 sqft · built 2006
Owner	2 Individual Names on Record
Last Sale	$304,000 (Jun 2019)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175880-1108`

Property Details

APN / Parcel Number

Primary APN	`175880-1108`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	28 Units
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006

Location & Zoning

Street Address	264 GIBRALTAR CT, 108
City	SAINT AUGUSTINE
State	FL
Zip	32080-8076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR2759/159) VILLAS OF OCEAN GATE II CONDO UNIT 108 OR4733/1449
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	VILLAS OF OCEAN GATE
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 OCEAN RIDGE BLVD N, PALM COAST, FL 32137-3380
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jun 25, 2012 · Amount on Record
Deed Document Number	201938074
Deed Book / Page	4733 / 1449
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	264 GIBRALTAR CT UNIT 108, 108, SAINT AUGUSTINE, FL 32080-8076
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 TUGALOO CT, PIEDMONT, SC 29673-6758
Investor	Possibly a Property Investor

Mortgage

Document Number	0051730523
Date	Feb 5, 2021
Book Page	5173/523
Instrument	2021013803

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 3, 2019
Property Address	264 GIBRALTAR CT UNIT 108, 108, SAINT AUGUSTINE, FL 32080-8076
Document Number	0047331449
Book / Page	4733 / 1449
Map Reference	MB 2759 PG 159
Instrument Date	May 31, 2019
Instrument	2019038074
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 TUGALOO CT, PIEDMONT, SC 29673-6758

Mortgage

Document Number	0047331451
Date	Jun 3, 2019
Instrument	4733/1451

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,200 (-) Building $333,200	$333,200 (-) Building $333,200
2025	$4,506.00 (+5.18%)	$333,200 (-2%)	$333,200 (-2%)
2024	$4,284.00 (+6.28%)	$340,000 (+4.45%)	$340,000 (+4.45%)
2023	$4,031.00 (+8.92%)	$325,500 (+9.6%)	$325,500 (+9.6%)
2022	$3,701.00	$297,000	$297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 172 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	773 units insured incl. 601 condo units
Nearby Flood Claims	9 (2001–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, IQ Fiber, T-Mobile, Verizon.

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