Hernando County property record for 264 Galaxy Ave, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,176 sqft · built 1985 |
| Lot Size | 0.331 acres (14,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Aug 2017) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Jan 2019 Transfer Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5050-0216-0030 |
| Primary APN | R32-323-17-5050-0216-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,796 sqft |
| 1st Floor Area | 2,176 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,421 sqft (0.331 acres) |
| Lot Dimensions | 125 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,254 sqft |
| Deck Area | 180 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00470225 |
|---|---|
| Street Address | 264 GALAXY AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 5 BLK 216 LOT 3 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 5 |
| Legal Block | 216 |
| Legal Lot Number | 3 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 41401 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 GALAXY AVE, SPRING HILL, FL 34606-5441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jan 4, 2019 | Correction Deed MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Oct 2, 2018 | Intrafamily Transfer, Transfer · ARM CENTRAL BANK |
| Aug 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on Record |
| Deed Sale | Aug 3, 2017 · Amount on Record |
| Prior Sale | Sep 20, 2010 · Amount on Record |
| Deed Document Number | 201744500 |
| Deed Book / Page | 3494 / 1075 |
| Last Transfer Date | Jan 3, 2019 |
| Transfer Doc | 0036590180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 4, 2019 |
| Property Address | 264 GALAXY AVE, SPRING HILL, FL 34606-5441 |
| Document Number | 0036590180 |
| Book / Page | 003659 / 000180 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 932 |
| Record Updated | Feb 7, 2019 |
| Title Company | MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 264 GALAXY AVE SPRING HILL FL 346065441, SPRING HILL, FL 34606-5441 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 2, 2018 |
| Property Address | 264 GALAXY AVE, SPRING HILL, FL 34606-5441 |
| Document Number | 0036290171 |
| Book / Page | 3629 / 0171 |
| Map Reference | MB7 PG96-107 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 2018059889 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | MULTIPLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 264 GALAXY AVE, 264, SPRING HILL, FL 34606-5441 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 264 GALAXY AVE, SPRING HILL, FL 34606-5441 |
| Document Number | 2018059890 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 2018059890 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 3, 2017 |
| Property Address | 264 GALAXY AVE, SPRING HILL, FL 34606-5441 |
| Document Number | 0034941075 |
| Book / Page | 3494 / 1075 |
| Map Reference | MB7 PG96-107 |
| Instrument Date | Jul 28, 2001 |
| Instrument | 2017044500 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | REPUBLIC LAND & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 NE 3RD AVE # AVE7TH, 141, MIAMI, FL 33132-2207 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 264 GALAXY AVE, SPRING HILL, FL 34606-5441 |
| Document Number | 0034941077 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 3494/1077 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 (+38.32%) Homeowner's exemption | $173,072 (+5.99%) | $346,753 (+3.09%) Land $39,658 Building $307,095 |
| 2023 | $163,295 Land $163,295 | ||
| 2022 | $1,879.00 | $336,371 Land $36,341 Building $300,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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