Kendall County property record for 264 Forest Ave, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1958 |
| Lot Size | 0.214 acres (9,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jul 2019) |
| Tax Bill | $6,382 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-107-003 |
| Primary APN | 03-20-107-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,328 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,299 sqft (0.214 acres) |
| Lot Dimensions | 152 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 264 FOREST AVE |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 58 BROOKSIDE MANOR UNIT 3 VILLAGE OF OSWEGO |
| Legal Subdivision | BROOKSIDE MANOR |
| Legal Lot Number | 58 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 890106 |
264 Forest Ave is owned and occupied by two individuals who acquired it in October 2020.
Source: Kendall County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Sep 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Oct 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 29, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jul 29, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on File |
| Deed Sale | Jul 29, 2019 · Amount on File |
| Prior Sale | Oct 30, 2006 · Amount on File |
| Deed Document Number | 201910328 |
| Last Transfer Date | Oct 27, 2020 |
| Transfer Doc | 0000021764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 22, 2026 |
| Property Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Document Number | 0000010566 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202610566 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Document Number | 0000010566, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202610566 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Document Number | 0000015443 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 202200015443 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 28, 2020 |
| Property Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Document Number | 0000021764 |
| Instrument | 21764 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 FOREST AVE OSWEGO IL 605439060, OSWEGO, IL 60543-9060 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 29, 2019 |
| Property Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Document Number | 0000010328 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 201900010328 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Document Number | 0000010329 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 201900010329 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.59% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 29, 2019 |
| Property Address | 264 FOREST AVE, OSWEGO, IL 60543-9060 |
| Document Number | 0000010327 |
| Instrument Date | Jan 1, 2014 |
| Instrument | 10327 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 SCHONBACK CT BATAVIA IL 605102878, BATAVIA, IL 60510-2878 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,263 Land $23,826 Building $73,437 | $291,789 Land $71,478 Building $220,311 | |
| 2024 | $6,382.00 | ||
| 2022 | $68,695 Land $16,828 Building $51,867 | $206,085 Land $50,484 Building $155,601 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 264 Forest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 264 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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