264 Eaves Dr, Delano, TN 37325 Property Records

Polk County property record for 264 Eaves Dr, Delano, TN 37325

Property Summary

Property Type	Rural Home
Details	2 ba · 1,814 sqft · built 1976
Lot Size	17 acres (740,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2020)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070016 00801`

Property Details

APN / Parcel Number

Primary APN	`070016 00801`
Alternative APN	`016 00801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	1,436 sqft
Upper Floors Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	740,520 sqft (17 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	497 sqft
Deck Area	360 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	1,581 sqft
Pole Barn	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	264 EAVES DR
City	DELANO
State	TN
Zip	37325-7518
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: A01
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	950201

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 EAVES DR, DELANO, TN 37325-7518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BANK
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Oct 17, 2019	Loan Modification, Mortgage · Conventional with PMI FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jul 5, 1995 · Amount on Record
Deed Document Number	20002024
Deed Book / Page	WD324 / 420
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	264 EAVES DR, DELANO, TN 37325-7518
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 EAVES DR, DELANO, TN 37325-7518

Mortgage

Document Number	0TD507/368
Date	Jan 23, 2019
Book Page	TD507/368
Instrument	19000158

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	BENTON, TN 37307

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Sep 1, 2020
Property Address	264 EAVES DR, DELANO, TN 37325-7518
Document Number	0WD324/420
Book / Page	WD324 / 420
Instrument Date	Aug 28, 2020
Instrument	20002024
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	EQUITITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 EAVES DR, DELANO, TN 37325-7518

Mortgage

Document Number	0020002025
Date	Sep 1, 2020
Instrument	20002025

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK TN
Property Address	264 EAVES DR, DELANO, TN 37325-7518
Document Number	0000002394
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 EAVES DR DELANO TN 373257518, DELANO, TN 37325-7518

Mortgage

Document Number	0000002394
Date	Nov 1, 2019
Book Page	000517/000184
Instrument	2394

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	BENTON, TN 37307

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 Additional exemption filed	$64,325 (-) Land $8,000 Building $56,325
2024	$1,087.00 Additional exemption filed	$64,325 (-) Land $8,000 Building $56,325
2023	$1,087.00 (-0.37%) Additional exemption filed	$64,325 (+48.04%) Land $8,000 Building $56,325	$303,600 (+74.68%) Land $78,300 Building $225,300
2022	$1,091.00	$43,450 Land $7,125 Building $36,325	$173,800 Land $28,500 Building $145,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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