Pontotoc County property record for 264 E Valley Dr, Pontotoc, MS 38863 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,204 sqft · built 1972 |
| Owner | 2 Individual Names on File |
| Tax Bill | $541 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 182C-06-04-004 |
| Primary APN | 182C-06-04-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,204 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13374 |
|---|---|
| Street Address | 264 E VALLEY DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT4 GR VALL SW1/4 DB 336-440 20066184 11/20/06 489 3776 |
| Legal Lot Number | 4 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950300 |
Source: Pontotoc County records · APN 182C-06-04-004
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 264 E VALLEY DR, PONTOTOC, MS 38863-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 264 E VALLEY DR, PONTOTOC, MS 38863-3406 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022002995 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022002995 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 264 E VALLEY DR, PONTOTOC, MS 38863-3406 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 264 E VALLEY DR, PONTOTOC, MS 38863-3406 |
| Document Number | 2021001058 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021001058 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Mar 05, 2046 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541.00 (+4.24%) Homeowner's exemption | $4,074 (-) | $40,735 (-) Land $7,450 Building $33,285 |
| 2023 | $519.00 Homeowner's exemption | $4,074 | $40,735 Land $7,450 Building $33,285 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 34% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BCI Mississippi Broadband | Fiber | 10,000 / 10,000 |
| North East Fiber | Fiber | 2,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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