264 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 264 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1969
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Mar 2020)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`210-48197-0-0000`

Property Details

APN / Parcel Number

Primary APN	`210-48197-0-0000`
Alternative APN	`2109M9 5 23`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Deck Area	340 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	264 E MAIN ST
City	EPHRATA
State	PA
Zip	17522-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	264 E MAIN ST
Legal Subdivision	EASTLAND HILLS
Legal Lot Number	23
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST EARL
Census Block Group	2
Census Block	2015
Census Tract	13001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	264 E MAIN ST, EPHRATA, PA 17522-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	20206513416
Record Updated	Oct 29, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER PA
Recording Date	Mar 19, 2020
Property Address	264 E MAIN ST, EPHRATA, PA 17522-3109
Document Number	0006513416
Instrument Date	Feb 16, 2020
Instrument	6513416
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E MAIN ST, BROWNSTOWN, PA 17508-5068

Mortgage

Document Number	0006513417
Date	Mar 19, 2020
Instrument	6513417

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	264 E MAIN ST, EPHRATA, PA 17522-3109
Document Number	0006485394
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E MAIN ST BROWNSTOWN PA 175085068, BROWNSTOWN, PA 17508-5068

Mortgage

Document Number	0006485394
Date	Oct 17, 2019
Instrument	6485394

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Earl Township
Unified School District	Conestoga Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,000 (-) Land $55,100 Building $115,900	$171,000 (-) Land $55,100 Building $115,900
2025	$3,477.00 (+2.17%)
2024	$3,403.00	$171,000 Land $55,100 Building $115,900
2018			$171,000 Land $55,100 Building $115,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST EARL WATER AUTHORITY serves 4,327 people · EPA ID PA7360143
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Jan 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband, Windstream.

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