264 E 43rd St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 264 E 43rd St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,420 sqft · built 1952
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Feb 2024)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-233-19-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-233-19-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
1st Floor Area	1,537 sqft
2nd Floor Area	883 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	264 E 43RD ST
City	SAN BERNARDINO
State	CA
Zip	92404-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 19 BLOCK 7 SAN BERNARDINO HEIGHTS
Legal Subdivision	TRACT NO. 1834
Legal Tract	1834
Legal Block	7
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3011
Census Tract	4505

Owner

Source: San Bernardino County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 5, 2024	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
Aug 8, 2018	Deed of Trust, Mortgage · ARM FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Deed Document Number	202426725
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256

Mortgage

Document Number	0000298420
Date	Dec 5, 2025
Instrument	2025-0298420

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ANAHEIM, CA 92801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 5, 2024
Property Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256
Document Number	0000026725
Map Reference	MB 26 PG 52
Instrument Date	Dec 28, 2023
Instrument	2024-0026725
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256

Mortgage

Document Number	0000026726
Date	Feb 5, 2024
Instrument	2024-0026726

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000026727
Date	Feb 5, 2024
Instrument	2024-0026727

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256

Mortgage

Document Number	0000150782
Date	Apr 21, 2022
Instrument	2022-0150782

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	264 E 43RD ST, SAN BERNARDINO, CA 92404-1256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288592
Date	Aug 8, 2018
Instrument	2018-0288592

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,220 (+2%) Land $171,666 Building $400,554
2025	$7,153.00 (+283.13%)	$561,000 (+289.65%) Land $168,300 Building $392,700
2023	$1,867.00 (+0.05%) Homeowner's exemption	$143,976 Land $11,078 Building $132,898
2022	$1,866.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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