264 Cross St, Cooleemee, NC 27014 Property Records

Davie County property record for 264 Cross St, Cooleemee, NC 27014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1920
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Trust Names on File
Last Sale	$52,500 (Jan 2021)
Tax Bill	$999 (2026)
Deeds & Mortgages	Jan 2021 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N4040A0018`

Property Details

APN / Parcel Number

Primary APN	`N4040A0018`
Alternative APNs	`5735742162` `8315075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Heated Area
Gross Area	1,004 sqft
1st Floor Area	812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	16.7 ft deep x 10 ft wide
Porch	Slab
Porch Area	192 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8315075
Street Address	264 CROSS ST
City	COOLEEMEE
State	NC
Zip	27014-0197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 335 ERWIN MILLS
Legal Subdivision	ERWIN MILLS SUBDIVISION
Legal Lot Number	335
Jurisdiction	DAVIE NC
Township / Civil Division	JERUSALEM
Census Block Group	1
Census Block	1026
Census Tract	80702

Owner

264 Cross St is held in a trust since January 2021.

Source: Davie County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 693, COOLEEMEE, NC 27014-0693
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Transfer NOT AVAILABLE
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Dec 28, 2006
Deed Document Number	2021366
Deed Book / Page	1165 / 273
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIE NC
Recording Date	Jan 19, 2021
Property Address	264 CROSS ST, MOCKSVILLE, NC 27028
Document Number	0000000366
Book / Page	001165 / 000273
Instrument Date	Jan 19, 2021
Instrument	366
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HAWTHORNE RD MOCKSVILLE NC 270287221, MOCKSVILLE, NC 27028-7221

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	264 CROSS ST, MOCKSVILLE, NC 27028
Document Number	0000005667
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 CROSS ST COOLEEMEE NC 270140197, COOLEEMEE, NC 27014-0197

Mortgage

Document Number	0000005667
Date	Sep 23, 2020
Book Page	001151/000854
Instrument	5667

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 264 Cross St was $999.

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Municipality	Cooleemee Town
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$999.00	$83,370 Land $20,000 Building $63,370	$83,370 Land $20,000 Building $63,370
2023	$709.00	$46,900 Land $9,000 Building $37,900	$46,900 Land $9,000 Building $37,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Cross St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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