264 Cross Rd, Hancock, ME 04640 Property Records

Hancock County and Hancock Town property record for 264 Cross Rd, Hancock, ME 04640

Property Summary

Property Type	Single Family Home
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$385,100 (May 2026)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`HANK M:111 L:008`

Property Details

APN / Parcel Number

Primary APN	`HANK M:111 L:008`
Alternative APN	`1679`

Exterior

Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Account Number	1679
Street Address	264 CROSS RD
City	HANCOCK
State	ME
Zip	04640-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	8
Jurisdiction	HANCOCK ME
Township / Civil Division	HANCOCK
Census Block Group	4
Census Block	4008
Census Tract	966700

Owner

Source: Hancock County and Hancock Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	264 CROSS RD, HANCOCK, ME 04640-3941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Mar 7, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Jun 4, 2024 · Amount on Record
Deed Document Number	20264868
Deed Book / Page	7445 / 887
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK ME
Recording Date	May 12, 2026
Property Address	264 CROSS RD, HANCOCK, ME 04640-3941
Document Number	0074450887
Book / Page	7445 / 887
Instrument Date	May 11, 2026
Instrument	20264868
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	264 CROSS RD, HANCOCK, ME 04640-3941

Mortgage

Date	May 12, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK ME
Recording Date	Mar 7, 2024
Property Address	264 CROSS RD, HANCOCK, ME 04640-3941
Document Number	0073130084
Book / Page	7313 / 84
Instrument Date	Feb 23, 2024
Instrument	2024002301
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	92 ROUTE 236, BERWICK, ME 03901-2631

Tax Assessment & Valuation

Source: Hancock County and Hancock Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Hancock Town
Unified School District	Hancock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,711.00 (+9.19%)	$177,300 (+32.91%) Land $48,400 Building $128,900
2024	$1,567.00 (+11.85%)	$133,400 (-) Land $36,400 Building $97,000
2023	$1,401.00	$133,400 (-) Land $36,400 Building $97,000
2022	$1,401.00	$133,400 Land $36,400 Building $97,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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