Middlesex County and Bedford Town property record for 264 Concord Rd, Bedford, MA 01730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,740 sqft · built 2013 |
| Lot Size | 0.911 acres (39,692 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $174 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:069 P:0017 |
| Primary APN | BEDF M:069 P:0017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,740 sqft Living Area |
| Gross Area | 8,490 sqft |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 1,730 sqft |
| Unfinished Basement | 1,730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,692 sqft (0.911 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 264 CONCORD RD |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 359303 |
264 Concord Rd is owner-occupied and held in a trust since June 2016.
Source: Middlesex County and Bedford Town records, as of April 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 264 CONCORD RD, BEDFORD, MA 01730-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · ARM DIGITAL FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · ARM DIGITAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2016 |
| Deed Sale | Jun 1, 2016 |
| Prior Sale | Jul 31, 2015 |
| Deed Book / Page | 67354 / 184 |
| Transfer Doc | 062156-301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 264 CONCORD RD, BEDFORD, MA 01730-2055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078758-554 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 78758/554 |
| Instrument | 210753 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 264 CONCORD RD, BEDFORD, MA 01730-2055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078758-580 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 78758/580 |
| Instrument | 210754 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 264 CONCORD RD, BEDFORD, MA 01730-2055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78758-580 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 78758/580 |
| Instrument | 210754 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 264 CONCORD RD, BEDFORD, MA 01730-2055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78758-554 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 78758/554 |
| Instrument | 210753 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 1, 2031 |
| Index | 1-Year CMT |
The 2025 property tax bill for 264 Concord Rd was $174, down 98.9% from the year before.
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174.00 (-98.94%) | $1,451,700 (+4.99%) Land $565,800 Building $885,900 | $1,592,105 |
| 2024 | $16,426.00 (+7.54%) | $1,382,700 (+12.97%) Land $538,900 Building $843,800 | |
| 2023 | $15,274.00 | $1,223,900 Land $508,900 Building $715,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 264 Concord Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2010–2016) |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 264 Concord Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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