264 Clear Spring Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 264 Clear Spring Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 1992
Lot Size	3.19 acres (139,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2026)
Tax Bill	$871 (2026)
Deeds & Mortgages	Jun 2026 Sale Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-18-0007.0021`

Property Details

APN / Parcel Number

Primary APN	`08-18-0007.0021`
Alternative APN	`33-08-18-0007.0021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Foundation Type	Raised
Lot Area	139,000 sqft (3.19 acres)
Terrain	Rolling
Porch	Porch
Porch Area	120 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	264 CLEAR SPRING LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER SPRING WOODS S/D SEC II LOT 22 3.191 AC
Legal Subdivision	DEER SPRING WOODS S/D
Legal Lot Number	22
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	3
Census Block	3028
Census Tract	971001

Owner

264 Clear Spring Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Morgan County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1300 NEWTON ST NE, WASHINGTON, DC 20017-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Apr 20, 2022	Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	2026918452
Deed Book / Page	306 / 220
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	000286/244
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jun 10, 2026
Property Address	264 CLEAR SPRING LN, BERKELEY SPRINGS, WV 25411-5753
Document Number	0000918452
Book / Page	306 / 220
Instrument Date	Jun 8, 2026
Instrument	2026918452
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$158,317.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 NEWTON ST NE, WASHINGTON, DC 20017-2513

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	264 CLEAR SPRING LN, BERKELEY SPRINGS, WV 25411-5753
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000499/328
Date	Jul 5, 2023
Book Page	499/328
Instrument	895670

Lender

Name	LOANDEPOT COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Apr 20, 2022
Property Address	264 CLEAR SPRING LN, BERKELEY SPRINGS, WV 25411-5753
Document Number	000286/244
Book / Page	286 / 244
Instrument Date	Apr 18, 2022
Instrument	885604
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 CLEAR SPRING LN, BERKELEY SPRINGS, WV 25411-5753

Mortgage

Document Number	0000885605
Date	Apr 20, 2022
Instrument	885605

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	264 CLEAR SPRING LN, BERKELEY SPRINGS, WV 25411-5753
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	471/561
Date	Jul 22, 2021
Book Page	471/561
Instrument	879088

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 264 Clear Spring Ln was $871 with exemptions applied, up 7.5% from the year before.

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$871.00 (+7.53%)	$107,820 (+6.21%) Land $26,520 Building $81,300	$179,700 (+6.21%) Land $44,200 Building $135,500
2025	$810.00 Homeowner's exemption Disabled Person's exemption	$101,520 Land $26,520 Building $75,000	$169,200 Land $44,200 Building $125,000
2023	$895.00 (+5.67%)	$89,520 (+5.74%) Land $24,300 Building $65,220	$149,200 (+5.74%) Land $40,500 Building $108,700
2022	$847.00	$84,660 Land $24,300 Building $60,360	$141,100 Land $40,500 Building $100,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 264 Clear Spring Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Clear Spring Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G and 4G LTE (outdoors only)

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