Worcester County and Gardner City property record for 264 Central St, Gardner, MA 01440
| Property Type | Charitable / Fraternal Organization |
|---|---|
| Details | 2 ba · 10,500 sqft · built 1912 |
| Lot Size | 0.09 acres (3,935 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M27 B:25 L:4 |
| Primary APN | GARD M:M27 B:25 L:4 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 10,500 sqft Total Area |
| Gross Area | 16,350 sqft |
| Basement Area | 3,620 sqft |
| Unfinished Basement | 3,620 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | High Rise |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 3,935 sqft (0.09 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 264 CENTRAL ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Charitable / Fraternal Organization |
| Local Zoning Code | C1 |
| Legal Block | 25 |
| Legal Lot Number | 4 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 707200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Gardner Square Historic District listed 1985 · 35 contributing resources · NRIS 85003185 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 268 CENTRAL ST, A, GARDNER, MA 01440-8312 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2003 |
| Deed Sale | Sep 18, 2003 |
| Prior Sale | Mar 29, 2001 · Amount on Record |
| Deed Document Number | 2003253213 |
| Deed Book / Page | 31685 / 389 |
| Transfer Doc | 36249-185 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2026 | $1,452,200 (+141.99%) Land $47,700 Building $1,404,500 |
| 2025 | $600,100 (-5.93%) Land $46,800 Building $553,300 |
| 2024 | $637,900 (-1.95%) Land $54,300 Building $583,600 |
| 2023 | $650,600 Land $44,400 Building $606,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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