264 Central St, Central Falls, RI 02863 Property Records

Central Falls City property record for 264 Central St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 3,308 sqft · built 1900
Lot Size	0.088 acres (3,838 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Jul 2016)
Tax Bill	$5,621 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`16-1741-11`

Property Details

APN / Parcel Number

Primary APN	`16-1741-11`
Alternative APN	`CENT M:05 P:74`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,308 sqft Living Area
Gross Area	3,828 sqft
1st Floor Area	1,112 sqft
Basement Area	792 sqft
Unfinished Basement	492 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	3,838 sqft (0.088 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16-1741-11
Street Address	264 CENTRAL ST
City	CENTRAL FALLS
State	RI
Zip	02863-2707
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-3
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	3
Census Block	3001
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Central Falls Historic District listed 1991 · 377 contributing resources · NRIS 91000025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Central Falls City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 CENTRAL ST, CENTRAL FALLS, RI 02863-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND HOUSING & MTG FIN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Prior Sale	Sep 12, 2011 · Amount on Record
Deed Book / Page	894 / 79
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	264 CENTRAL ST, CENTRAL FALLS, RI 02863-2707
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001103-31
Date	Sep 11, 2025
Book Page	1103/31
Instrument	2646

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	264 CENTRAL ST, CENTRAL FALLS, RI 02863-2707
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001006-315
Date	Jul 15, 2021
Book Page	1006/315
Instrument	1089

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,621.00	$425,500 (+40.43%) Land $100,100 Building $325,400
2023	$5,621.00 (+54.59%)	$303,000 (-) Land $74,900 Building $228,100
2022	$3,636.00	$303,000 Land $74,900 Building $228,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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