264 Carter Mountain Rd, Stuart, VA 24171 Property Records

Patrick County property record for 264 Carter Mountain Rd, Stuart, VA 24171

Property Summary

Property Type	Single Family Home
Details	built 1978
Lot Size	8.43 acres (367,559 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2021)
Tax Bill	$1,061 (2026)
Deeds & Mortgages	May 2009 Mortgage Jun 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4710.19.1`

Property Details

APN / Parcel Number

Primary APN	`4710.19.1`
Alternative APN	`97935`

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1982
Lot Area	367,559 sqft (8.43 acres)

Location & Zoning

Account Number	97935
Street Address	264 CARTER MOUNTAIN RD
City	STUART
State	VA
Zip	24171-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETERS CR I#21-2343
Legal Subdivision	PETERS CREEK
Legal Lot Number	1
Jurisdiction	PATRICK VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2018
Census Tract	30202

Owner

264 Carter Mountain Rd is owned and occupied by an individual who bought it in October 2021.

Source: Patrick County records, as of May 7, 2026

Owner of Record	Individual Name on File
Mailing Address	264 CARTER MOUNTAIN RD, STUART, VA 24171-3772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 21, 2005	Deed of Trust, Mortgage TRULIANT FEDERAL CREDIT U
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK
May 19, 2016	Quit Claim Deed, Transfer · Conventional Mortgage VIRGINIA NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Deed Document Number	20212343
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	264 CARTER MOUNTAIN RD, STUART, VA 24171-3772
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/1076
Date	May 26, 2009
Book Page	900/1076

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.75%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	264 CARTER MOUNTAIN RD, STUART, VA 24171-3772
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00500/1793
Date	Jun 21, 2005
Book Page	500/1793

Lender

Name	TRULIANT FEDERAL CREDIT U

Agreement

Amount	Amount on Record
Term	179 Months
Due	May 22, 2020

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Oct 22, 2021
Property Address	264 CARTER MOUNTAIN RD, STUART, VA 24171-3772
Document Number	0210002343
Instrument Date	Oct 22, 2021
Instrument	210002343
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	APPALACHIAN TITLE COMPANY LLC, APPALACHIAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002344
Date	Oct 22, 2021
Instrument	210002344

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

May 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PATRICK VA
Recording Date	May 19, 2016
Property Address	264 CARTER MOUNTAIN RD, STUART, VA 24171-3772
Document Number	0160000739
Instrument Date	May 3, 2016
Instrument	160000739
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 CARTER MOUNTAIN RD, STUART, VA 24171-3772

Mortgage

Document Number	0160000740
Date	May 19, 2016
Instrument	160000740

Lender

Name	VIRGINIA NATIONSTAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 264 Carter Mountain Rd was $1,061.

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,061.00	$145,400 Land $32,100 Building $113,300	$145,400 Land $32,100 Building $113,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 264 Carter Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Carter Mountain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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