264 Cardinal Ln, White Stone, VA 22578 Property Records

Lancaster County property record for 264 Cardinal Ln, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,780 sqft · built 1973
Lot Size1.35 acres (58,806 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Mar 2017)
Tax Bill$31 (2025)
Deeds & MortgagesJun 2008 Line of Credit
Jan 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN35 53E

Property Details

APN / Parcel Number

Primary APN35 53E
Alternative APN
  • 11896

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,780 sqft Living Area
Gross Area5,572 sqft
1st Floor Area1,780 sqft
AtticAttic
Attic Area890 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area58,806 sqft (1.35 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area40 sqft
Deck AreaDeck Area
Patio Area240 sqft
Storage Building100 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number11896
Street Address264 CARDINAL LN
CityWHITE STONE
StateVA
Zip22578-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPOPLAR NECK 1.35 AC INT IN WELL LOT 35-53S LR17/2223
Legal SubdivisionPOPLAR NECK
Legal Lot Number35-53
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group2
Census Block2023
Census Tract30301

Owner

Source: Lancaster County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address264 CARDINAL LN, WHITE STONE, VA 22578-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2008Deed of Trust, Mortgage · Line of Credit
FINANCIAL FREEDOM SENIOR
Jan 10, 2024Intrafamily Transfer, Transfer
Mar 29, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2017 · Amount on Record
Deed SaleMar 29, 2017 · Amount on Record
Deed Document Number2017586
Last Transfer DateDec 8, 2023
Transfer Doc0000000070
Record UpdatedSep 20, 2026

June 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address264 CARDINAL LN, WHITE STONE, VA 22578-2200
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00800/1610
DateJun 30, 2008
Book Page800/1610
Lender
NameFINANCIAL FREEDOM SENIOR
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANCASTER VA
Recording DateJan 10, 2024
Property Address264 CARDINAL LN, WHITE STONE, VA 22578-2200
Document Number0240000070
Instrument DateDec 8, 2023
Instrument240000070
Transaction TypeTransfer
Record UpdatedMay 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 CARDINAL LN, WHITE STONE, VA 22578-2200

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLANCASTER VA
Recording DateMar 29, 2017
Property Address264 CARDINAL LN, WHITE STONE, VA 22578-2200
Document Number0170000586
Instrument DateMar 22, 2017
Instrument170000586
Transaction TypeForeclosure
Record UpdatedMay 19, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 N FAIR OAKS AVE, PASADENA, CA 91103-3651
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31.00 (-98.69%)$564,600 (+50.16%) Land $267,900 Building $296,700$564,600 (+50.16%) Land $267,900 Building $296,700
2023$2,368.00$376,000 Land $232,900 Building $143,100$376,000 Land $232,900 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Nearby Flood Policies190 units insured
incl. 16 condo units
Nearby Flood Claims28 (2003–2023)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: All Points Broadband.

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