264 3rd St SW, Richmond, MN 56368 Property Records

Stearns County property record for 264 3rd St SW, Richmond, MN 56368

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1967
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on Record
Last Sale	$286,000 (Jun 2026)
Tax Bill	$2,362 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-41020-0000`

Property Details

APN / Parcel Number

Primary APN	`74-41020-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,186 sqft
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	264 3RD ST SW
City	RICHMOND
State	MN
Zip	56368-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & W2 OF LOT 8 BLK 48 TOWNSITE OF RICHMOND SECTION 24 TOWNSHIP 123 RANGE 031 TOWNSITE OF RICHMOND SECTION 24 TOWNSHIP
Legal Range	31W
Legal Township	123
Legal Section	24
Legal Subdivision	TOWNSITE OF RICHMOND
Legal Block	48
Legal Lot Number	7-8
Jurisdiction	STEARNS MN
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1106
Census Tract	11102

Owner

Source: Stearns County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 16TH AVE S, COLD SPRING, MN 56320-4103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Oct 10, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Aug 4, 2025 · Amount on Record
Deed Document Number	20261714218
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 2, 2026
Property Address	264 3RD ST SW, RICHMOND, MN 56368-8601
Document Number	0001714218
Instrument Date	May 29, 2026
Instrument	20261714218
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,323.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 16TH AVE S, COLD SPRING, MN 56320-4103

Mortgage

Document Number	0001714219,
Date	Jun 2, 2026
Instrument	20261714219

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 10, 2019
Property Address	264 3RD ST SW, RICHMOND, MN 56368-8601
Document Number	00A1554443
Instrument Date	Sep 30, 2019
Instrument	A1554443
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 3RD ST SW, RICHMOND, MN 56368-8601

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Richmond City
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,362.00 (+22.77%)
2025		$183,700 (+15.24%) Land $28,500 Building $155,200	$183,700 (+15.24%) Land $28,500 Building $155,200
2024	$1,924.00 (+15.49%)
2023	$1,666.00	$159,400 Land $26,300 Building $133,100	$159,400 Land $26,300 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Richmond serves 1,506 people · EPA ID MN1730022
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	85 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream, Xtratyme Technologies.

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