2639 N 2475 E, Layton, UT 84040 Property Records

Davis County property record for 2639 N 2475 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,705 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Apr 2021 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-104-0476`

Property Details

APN / Parcel Number

Primary APN	`09-104-0476`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,705 sqft Living Area
Basement Area	1,395 sqft
Unfinished Basement	1,395 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Corner
Garage Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2639 N 2475 E
City	LAYTON
State	UT
Zip	84040-8187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 476, OAK FOREST NO 13 AMD. CONT. 0.25 ACRES
Legal Subdivision	OAK FOREST NO 13
Legal Lot Number	476
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2005
Census Tract	125804

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2739 N 2475 E, LAYTON, UT 84040-8187
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage BANK OF ENGLAND
Apr 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage BANK OF ENGLAND
Apr 12, 2021	Intrafamily Transfer, Transfer ADVANCED TITLE INSURANCE AGE
Oct 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit UTAH POWER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 7, 2021
Transfer Doc	7736/1550
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2639 N 2475 E, LAYTON, UT 84040-8187
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	ADVANCED TITLE, ADVANCED TITLE INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 N 2475 E, LAYTON, UT 84040-8187

Mortgage

Document Number	07736/1551
Date	Apr 12, 2021
Book Page	7736/1551
Instrument	3370619

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	7.93%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2639 N 2475 E, LAYTON, UT 84040-8187
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	ADVANCED TITLE, ADVANCED TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 N 2475 E, LAYTON, UT 84040-8187

Mortgage

Document Number	07736/3760
Date	Apr 12, 2021
Book Page	7736/3760
Instrument	3370910

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Change Frequency	Annually
Index	1-Year LIBOR

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Apr 12, 2021
Property Address	2639 N 2475 E, LAYTON, UT 84040-8187
Document Number	7736/1550
Book / Page	7736 / 1550
Instrument Date	Apr 7, 2021
Instrument	3370618
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ADVANCED TITLE INSURANCE AGE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4858 S BROWN VILLA CV, MURRAY, UT 84123-4438

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 14, 2020
Property Address	2639 N 2475 E, LAYTON, UT 84040-8187
Document Number	0003304159
Book / Page	007616 / 001455
Instrument Date	Oct 8, 2020
Instrument	3304159
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2739 N 2475 E LAYTON UT 840408187, LAYTON, UT 84040-8187

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2639 N 2475 E, LAYTON, UT 84040-8187
Document Number	0003218756
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2639 N 2475 E LAYTON UT 84040, LAYTON, UT 84040

Mortgage

Document Number	0003218756
Date	Jan 16, 2020
Book Page	007430/000367
Instrument	3218756

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	4.21%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2639 N 2475 E, LAYTON, UT 84040-8187
Document Number	0003218755
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2639 N 2475 E LAYTON UT 84040, LAYTON, UT 84040

Mortgage

Document Number	0003218755
Date	Jan 16, 2020
Book Page	007430/000350
Instrument	3218755

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	4.21%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2639 N 2475 E, LAYTON, UT 84040-8187
Document Number	0003058079
Book / Page	006891 / 000351
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2739 N 2475 E LAYTON UT 840408187, LAYTON, UT 84040-8187

Mortgage

Document Number	0003058079
Date	Nov 14, 2017
Book Page	006891/000351
Instrument	3058079

Lender

Name	UTAH POWER CU
Type	Credit Union
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 13, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,050 (+2.43%) Land $136,915 Building $188,135	$591,000 (+2.43%) Land $248,936 Building $342,064
2025	$3,240.00 (+5.85%)	$317,350 (+4.53%) Land $122,741 Building $194,609	$577,000 (+4.53%) Land $223,166 Building $353,834
2024	$3,061.00 (-2.05%)
2023	$3,125.00 (-3.67%)	$303,600 Land $106,286 Building $197,313	$552,000 Land $193,249 Building $358,751
2022	$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

2639 N 2475 E, Layton, UT 84040 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 2475 E

Nearby Streets

Search Property Records by Address or Parcel Number