2639 Cullowhee Forest Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 2639 Cullowhee Forest Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,540 sqft · built 1988
Lot Size7 acres (304,920 sqft)
Owner2 Trust Names on File
Last Sale$475,000 (Nov 2006)
Tax Bill$1,744 (2025)
Deeds & MortgagesAug 2026 Sale
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7555-58-9606

Property Details

APN / Parcel Number

Primary APN7555-58-9606
Alternative APN
  • 139560

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,540 sqft Heated Area
1st Floor Area1,540 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area304,920 sqft (7 acres)

Exterior Amenities

PorchSlab
Porch Area754 sqft
Deck Area431 sqft
Patio Area431 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address2639 CULLOWHEE FOREST RD
CityCULLOWHEE
StateNC
Zip28723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 48,48A,52 CULLOWHEE FOREST
Legal SubdivisionCULLOWHEE FORSET
Legal Lot Number48A
JurisdictionJACKSON NC
Township / Civil DivisionMOUNTAIN
Census Block Group5
Census Block5047
Census Tract950600

Owner

2639 Cullowhee Forest Rd is held in a trust since November 2006.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address520 VICTORIA TER, FORT LAUDERDALE, FL 33301-3758
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jan 20, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2006 · Amount on File
Deed SaleNov 13, 2006 · Amount on File
Deed Book / Page1631 / 552
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateAug 13, 2026
Property Address2639 CULLOWHEE FOREST RD, CULLOWHEE, NC 28723
Document Number2426000315
Book / Page2426 / 315
Instrument DateAug 13, 2026
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address520 VICTORIA TER, FORT LAUDERDALE, FL 33301-3758

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address2639 CULLOWHEE FOREST RD, CULLOWHEE, NC 28723
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022630259
DateMar 19, 2020
Book Page2263/259
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address2639 CULLOWHEE FOREST RD, CULLOWHEE, NC 28723
Document Number0021820177
Book / Page002182 / 000177
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedFeb 10, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2639 CULLOWHEE FOREST RD CULLOWHEE NC 28723, CULLOWHEE, NC 28723

Mortgage

Document Number0021820177
DateFeb 2, 2017
Book Page002182/000177
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2639 Cullowhee Forest Rd was $1,744.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$459,074 (-) Land $55,340 Building $403,734
2025$1,744.00$459,074 Land $55,340 Building $403,734
2023$1,177.00$309,770 Land $153,970 Building $155,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2639 Cullowhee Forest Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2639 Cullowhee Forest Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BalsamWest FiberNET
Fiber
1,000 / 500
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

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