26381 Ernest Rd, Arcadia, IN 46030 Property Records

Hamilton County property record for 26381 Ernest Rd, Arcadia, IN 46030

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,617 sqft · built 2005
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,832 (2024)
Deeds & Mortgages	Dec 2021 Sale Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-02-23-000-001.010-008`

Property Details

APN / Parcel Number

Primary APN	`29-02-23-000-001.010-008`
Alternative APN	`0302230000001010`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,617 sqft Living Area
Gross Area	6,761 sqft
1st Floor Area	4,761 sqft
2nd Floor Area	1,449 sqft
Basement Area	1,644 sqft
Finished Basement	1,524 sqft
Unfinished Basement	120 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	2,024 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	26381 ERNEST RD
City	ARCADIA
State	IN
Zip	46030-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.20, SECTION 23, TOWNSHIP 20, RANGE 4
Legal Range	04
Legal Township	20
Legal Section	23
Jurisdiction	HAMILTON IN
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2044
Census Tract	110201

Owner

26381 Ernest Rd is owned and occupied by two individuals who acquired it in December 2021.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26381 ERNEST RD, ARCADIA, IN 46030-9753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer MTC
Mar 25, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 18, 2019	Intrafamily Transfer, Transfer · ARM FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021
Deed Sale	Dec 15, 2021
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	202189797
Prior Transfer Date	Mar 11, 2019
Prior Transfer Doc	0000009399
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 15, 2021
Property Address	26381 ERNEST RD, ARCADIA, IN 46030-9753
Document Number	0000089797
Instrument Date	Dec 15, 2021
Instrument	2021089797
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26381 ERNEST RD, ARCADIA, IN 46030-9753

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 25, 2020
Property Address	26381 ERNEST RD, ARCADIA, IN 46030-9753
Document Number	0000015785
Instrument Date	Mar 13, 2020
Instrument	15785
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26381 ERNEST RD ARCADIA IN 460309753, ARCADIA, IN 46030-9753

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 18, 2019
Property Address	26381 ERNEST RD, ARCADIA, IN 46030-9753
Document Number	0000009399
Instrument Date	Mar 11, 2019
Instrument	2019009399
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26381 ERNEST RD, ARCADIA, IN 46030-9753

Mortgage

Document Number	0000009400
Date	Mar 18, 2019
Instrument	2019009400

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Jackson Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$722,500 (+4.18%) Land $122,200 Building $600,300	$722,500 (+4.18%) Land $122,200 Building $600,300
2024	$6,832.00 (+8.74%)	$693,500 (+6.4%) Land $122,200 Building $571,300	$693,500 (+6.4%) Land $122,200 Building $571,300
2023	$6,283.00 (+12.3%)	$651,800 (+21.85%) Land $122,200 Building $529,600	$651,800 (+21.85%) Land $122,200 Building $529,600
2022	$5,595.00	$534,900 Land $122,200 Building $412,700	$534,900 Land $122,200 Building $412,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26381 Ernest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26381 Ernest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BerryComm Fiber	1,000 / 1,000

May also be available: Nextlink.

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