Jackson County property record for 2638 Third St, Cottondale, FL 32431 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,532 sqft Living Area |
| Lot Size | 21,562 sqft (0.495 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $105,000 (2017) |
| Tax Bill | $752.00 (2025) |
| Primary APN | 30-5N-11-0127-0000-0071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 2,056 sqft Gross Area |
| 1st Floor | 1,532 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 21,562 sqft (0.495 acres) |
| Depth X Width | 200 ft x 108 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 288 sqft Garage |
| Carport | Carport |
| Carport Area | 288 sqft Carport |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2638 THIRD ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3061 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OR 107 P 797 COMM 200 FT W & 200 FT S OF NEC OF SW1/4 OF SW1/4, RUN W 108 FT, S 200 FT, E 108 FT, N 200 FT TO POB... OR 135 P 815 OR 635 P 499 OR 647 P 631 OR 1546 P 235 OR 1548 P 25 |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 30 |
| Legal Block | 71 |
| Legal Lot Number | 70000 |
| Jurisdiction | JACKSON FL |
| Minor Civil Division | COTTONDALE |
| Census Blockgroup | 1 |
| Census Block | 1069 |
| Census Tract | 210400 |
Source: Jackson County records · APN 30-5N-11-0127-0000-0071
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2638 THIRD ST, COTTONDALE, FL 32431-3061 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Oct 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LT |
| Sep 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on Record |
| Deed Sale | Oct 13, 2017 · Amount on Record |
| Deed Doc Number | 201711260 |
| Deed Book / Page | 1548 / 25 |
| Prior Transfer Date | Sep 27, 2017 |
| Prior Transfer Doc | 0015460235 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2638 THIRD ST, COTTONDALE, FL 32431-3061 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2638 THIRD ST, COTTONDALE, FL 32431-3061 |
| Document Number | 0017580621 |
|---|---|
| Date | Aug 05, 2022 |
| Book Page | 1758/621 |
| Instrument | 202232009242 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Oct 13, 2017 |
| Property Address | 2638 THIRD ST, COTTONDALE, FL 32431-3061 |
| Document Number | 0015480025 |
| Book / Page | 1548 / 0025 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 201732011260 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | FLORIDA LAND TITLE & TRUST C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 804, COTTONDALE, FL 32431-0804 |
| Name | Verified Name |
|---|---|
| Address | 2638 THIRD ST, COTTONDALE, FL 32431-3061 |
| Document Number | 201732011261 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 201732011261 |
| Name | UNITED NORTHERN MORTGAGE BANKERS LT |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Sep 27, 2017 |
| Property Address | 2638 THIRD ST, COTTONDALE, FL 32431-3061 |
| Document Number | 0015460235 |
| Book / Page | 001546 / 000235 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 32010660 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 804 COTTONDALE FL 324310804, COTTONDALE, FL 32431-0804 |
Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752.00 (+4.88%) Homeowner's exemption Disabled Person's exemption | $90,089 (+2.9%) | $129,357 (-1.37%) Land $7,020 Building $122,337 |
| 2024 | $717.00 (+8.97%) Homeowner's exemption Disabled Person's exemption | $87,550 (+3%) | $131,154 (+2.95%) Land $7,020 Building $124,134 |
| 2023 | $658.00 (+0.15%) Homeowner's exemption Disabled Person's exemption | $85,000 (+3%) | $127,394 (+21.73%) Land $7,020 Building $120,374 |
| 2022 | $657.00 Homeowner's exemption Disabled Person's exemption | $82,524 | $104,657 Land $7,020 Building $97,637 |
2638 Third St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Jackson County (12063C), updated January 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 16th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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