Orange County property record for 2638 Spicebush Loop, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,739 sqft · built 2006 |
| Lot Size | 0.323 acres (14,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Apr 2017) |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-20-28-0230-00-420 |
| Primary APN | 30-20-28-0230-00-420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 3,737 sqft |
| 1st Floor Area | 2,534 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,066 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 377 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2638 SPICEBUSH LOOP |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-6430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1A |
| Legal Description | ARBOR RIDGE PHASE 1 60/30 LOT 42 |
| Legal Range | 28E |
| Legal Township | 20S |
| Legal Section | 30 |
| Legal Subdivision | ARBOR RIDGE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 230 |
| Legal Lot Number | 42 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 17812 |
2638 Spicebush Loop is owned and occupied by two individuals who bought it in April 2017.
Source: Orange County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2638 SPICEBUSH LOOP, APOPKA, FL 32712-6430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Apr 17, 2017 | Special Warranty Deed, Transfer · Second Mortgage (Down Payment) FLORIDA HOUSING FINANCE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on File |
| Deed Sale | Apr 17, 2017 · Amount on File |
| Prior Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 2017206284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2638 SPICEBUSH LOOP, APOPKA, FL 32712-6430 |
| Document Number | 0000598999 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2638 SPICEBUSH LOOP APOPKA FL 327126430, APOPKA, FL 32712-6430 |
| Document Number | 0000598999 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 598999 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 2638 SPICEBUSH LOOP, APOPKA, FL 32712-6430 |
| Document Number | 0000206284 |
| Map Reference | MB 60 PG 30-34 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 20170206284 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,568.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # BLVD5TH, 4425, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 2638 SPICEBUSH LOOP, APOPKA, FL 32712-6430 |
| Document Number | 0000206285 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 20170206285 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2638 Spicebush Loop was $4,075, up 1.8% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,989 (+2.7%) | $432,630 (-1.33%) Land $70,000 Building $362,630 | |
| 2025 | $4,075.00 (+1.85%) Homeowner's exemption | $292,102 | $438,480 Land $70,000 Building $368,480 |
| 2024 | $4,001.00 (+7.01%) | ||
| 2023 | $3,739.00 (+4.06%) Homeowner's exemption | $275,602 (+3%) | $436,641 (+15%) Land $80,000 Building $356,641 |
| 2022 | $3,593.00 Homeowner's exemption | $267,575 | $379,695 Land $80,000 Building $299,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2638 Spicebush Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2638 Spicebush Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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