2638 River Bend Dr, Lima, OH 45807 Property Records

Allen County property record for 2638 River Bend Dr, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1980
Lot Size	0.314 acres (13,678 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,500 (Jan 2017)
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1804-02-023.000`

Property Details

APN / Parcel Number

Primary APN	`36-1804-02-023.000`
Alternative APN	`G2536180402023000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,040 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	171 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	204 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2638 RIVER BEND DR
City	LIMA
State	OH
Zip	45807-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTAWA RIVER BEND NO 2 LOT 899 JOINT TEN FF 80.00
Legal Subdivision	OTTAWA RIVER BEND
Legal Lot Number	899
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1011
Census Tract	10802

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2638 RIVER BEND DR, LIMA, OH 45807-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2017	Grant Deed, Transfer · FHA Mortgage LOAN ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Prior Sale	Nov 9, 2009 · Amount on Record
Deed Document Number	2017112
Deed Book / Page	2017 / 112
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2638 RIVER BEND DR, LIMA, OH 45807-1321
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 RIVER BEND DR, LIMA, OH 45807-1321

Mortgage

Document Number	9290008508
Date	Sep 29, 2023
Book Page	2023/8508
Instrument	202309290008508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 5, 2017
Property Address	2638 RIVER BEND DR, LIMA, OH 45807-1321
Document Number	0000000112
Instrument Date	Dec 30, 2016
Instrument	112
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	ATLAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2638 RIVER BEND DR LIMA OH 458071321, LIMA, OH 45807-1321

Mortgage

Document Number	113
Date	Jan 5, 2017
Instrument	113

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	WESTERVILLE, OH 43081

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,376.00 (-1.41%)	$55,580 (-) Land $8,190 Building $47,390	$158,800 (-) Land $23,400 Building $135,400
2024	$2,410.00 (+24.74%) Homeowner's exemption	$55,580 (+4%) Land $8,190 Building $47,390	$158,800 (+40.04%) Land $23,400 Building $135,400
2023	$1,932.00 (-1.98%) Homeowner's exemption	$39,700 (-) Land $5,850 Building $33,850
2022	$1,971.00 Homeowner's exemption	$39,700 Land $5,850 Building $33,850
2021			$113,400 Land $16,700 Building $96,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Watch TV.

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