2638 Nicholson Rd, Cameron, NC 28326 Property Records

Lee County property record for 2638 Nicholson Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,142 sqft · built 1992
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Apr 2020)
Tax Bill	$1,223 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Nov 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9537-99-2385-00`

Property Details

APN / Parcel Number

Primary APN	`9537-99-2385-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	3,564 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft
Pole Barn	560 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2638 NICHOLSON RD
City	CAMERON
State	NC
Zip	28326-7256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 2A PLAT 2015/66 1055/706 & 1390/59
Legal Lot Number	2A
Jurisdiction	LEE NC
Township / Civil Division	1, GREENWOOD
Census Block Group	1
Census Block	1022
Census Tract	30504

Owner

Source: Lee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2638 NICHOLSON RD, CAMERON, NC 28326-7256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Nov 4, 2019	Loan Modification, Mortgage FIRST BK
Nov 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	20202461
Deed Book / Page	1568 / 277
Prior Transfer Date	Nov 1, 2017
Prior Transfer Doc	0014780034
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE NC
Recording Date	Apr 17, 2020
Property Address	2638 NICHOLSON RD, CAMERON, NC 28326-7256
Document Number	0015680277
Book / Page	1568 / 277
Map Reference	SL 2015 PG 66
Instrument Date	Mar 27, 2020
Instrument	2020-02461
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 601, LAKE LURE, NC 28746-0601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 NICHOLSON RD, CAMERON, NC 28326-7256

Mortgage

Document Number	202002462
Date	Apr 17, 2020
Instrument	2020-02462

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEE NC
Property Address	2638 NICHOLSON RD, CAMERON, NC 28326-7256
Document Number	0015550794
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 BOLANCL DR LAKE LURE NC 28746, LAKE LURE, NC 28746

Mortgage

Document Number	0015550794
Date	Dec 31, 2019
Book Page	001555/000794
Instrument	7824

Lender

Name	FIRST BK
Type	Bank
Address	SANFORD, NC 27330

Agreement

Term	360 Months
Due	Dec 30, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE NC
Recording Date	Nov 16, 2017
Property Address	2638 NICHOLSON RD, CAMERON, NC 28326-7256
Document Number	0014780034
Book / Page	001478 / 000034
Instrument Date	Nov 1, 2017
Instrument	6934
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 NICHOLSON RD CAMERON NC 283267256, CAMERON, NC 28326-7256

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lee County
Unified School District	Lee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,223.00 (+10.48%)	$135,000 (+7.31%) Land $47,500 Building $87,500	$135,000 (+7.31%) Land $47,500 Building $87,500
2025	$1,107.00 (+5.33%)	$125,800 (-) Land $47,500 Building $78,300	$125,800 (-) Land $47,500 Building $78,300
2023	$1,051.00 (+31.7%)	$125,800 Land $47,500 Building $78,300	$125,800 Land $47,500 Building $78,300
2022	$798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

4G LTE only, no 5G reported

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