2638 N 1600 E, Layton, UT 84040 Property Records

Davis County property record for 2638 N 1600 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,762 sqft · built 1986
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$433,800 (Feb 2021)
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-144-0015`

Property Details

APN / Parcel Number

Primary APN	`09-144-0015`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,762 sqft Living Area
Basement Area	1,537 sqft
Unfinished Basement	1,537 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	716 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2638 N 1600 E
City	LAYTON
State	UT
Zip	84040-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 15, COTTONWOOD UNIT 1. CONT. 0.27 ACRES
Legal Subdivision	SUMMERFIELD
Legal Lot Number	15
Legal Unit	1
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125908

Owner

2638 N 1600 E is owned by two individuals who bought it in February 2021.

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2638 E 1600 N, LAYTON, UT 84040-7787
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK
Feb 18, 2021	Intrafamily Transfer, Transfer SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Jan 8, 1996
Deed Document Number	20213349908
Deed Book / Page	7699 / 2831
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0003349910
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Feb 18, 2021
Property Address	2638 N 1600 E, LAYTON, UT 84040-8504
Document Number	07699/2831
Book / Page	7699 / 2831
Instrument Date	Feb 10, 2021
Instrument	3349908
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 E 1600 N, LAYTON, UT 84040-7787

Mortgage

Document Number	0003349909
Date	Feb 18, 2021
Instrument	3349909

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Feb 18, 2021
Property Address	2638 N 1600 E, LAYTON, UT 84040-8504
Document Number	07699/2847
Book / Page	7699 / 2847
Instrument Date	Feb 10, 2021
Instrument	3349910
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2638 E 1600 N, LAYTON, UT 84040-7787

Tax Assessment & Valuation

The 2025 property tax bill for 2638 N 1600 E was $3,683, up 6.2% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,250 (+1.71%) Land $148,375 Building $244,875	$715,000 (+1.71%) Land $269,773 Building $445,227
2025	$3,683.00 (+6.17%)	$386,650 Land $134,405 Building $252,245	$703,000 Land $244,372 Building $458,628
2024	$3,469.00 (-0.52%)
2023	$3,487.00 (-3.19%)	$650,000 Land $207,117 Building $442,883	$650,000 Land $207,117 Building $442,883
2022	$3,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2638 N 1600 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2638 N 1600 E is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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