2638 Harmonica Ln, Santa Rosa, CA 95407 Property Records

Sonoma County property record for 2638 Harmonica Ln, Santa Rosa, CA 95407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,030 sqft · built 1997
Lot Size	0.135 acres (5,873 sqft)
Owner	2 Company Names on Record
Last Sale	$763,000 (Jun 2022)
Tax Bill	$9,344 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134-320-008-000`

Property Details

APN / Parcel Number

Primary APN	`134-320-008-000`
Alternative APN	`134-320-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,873 sqft (0.135 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	134-320-008
Street Address	2638 HARMONICA LN
City	SANTA ROSA
State	CA
Zip	95407-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97 FM 134-042-05 BELLEVUE RANCH SUB PH 1 LOT 65
Legal Subdivision	BELLEVUE RANCH SUB
Legal Block	1
Legal Lot Number	65
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1016
Census Tract	153201

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2638 HARMONICA LN, SANTA ROSA, CA 95407-4511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2017	Grant Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	202240200
Last Transfer Date	Sep 12, 2024
Transfer Doc	0000042952
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 9, 2022
Property Address	2638 HARMONICA LN, SANTA ROSA, CA 95407-4511
Document Number	0000040200
Map Reference	MB 556 PG 4-12
Instrument Date	Jun 1, 2022
Instrument	2022040200
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2638 HARMONICA LN, SANTA ROSA, CA 95407-4511

Mortgage

Document Number	0000040201
Date	Jun 9, 2022
Instrument	2022040201

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	2638 HARMONICA LN, SANTA ROSA, CA 95407-4511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 HARMONICA LN, SANTA ROSA, CA 95407-4511

Mortgage

Document Number	0000073751
Date	Aug 25, 2020
Instrument	2020073751

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Feb 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	2638 HARMONICA LN, SANTA ROSA, CA 95407-4511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091010
Date	Dec 2, 2019
Instrument	2019091010

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 7, 2017
Property Address	2638 HARMONICA LN, SANTA ROSA, CA 95407-4511
Document Number	0000094101
Instrument Date	Dec 5, 2017
Instrument	94101
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2638 HARMONICA LN SANTA ROSA CA 954074511, SANTA ROSA, CA 95407-4511

Mortgage

Document Number	94102
Date	Dec 7, 2017
Instrument	94102

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Bellevue Union School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,894 (+2%) Land $330,141 Building $495,753
2025	$9,344.00 (-0.04%) Homeowner's exemption	$809,701 (+4.04%) Land $323,668 Building $486,033
2023	$9,348.00 (+26.51%) Homeowner's exemption	$778,260 Land $311,100 Building $467,160
2022	$7,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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