Chautauqua County and Gerry Town property record for 2638 Elwell Rd, Gerry, NY 14740
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,525 sqft · built 1991 |
| Lot Size | 24 acres (1,045,440 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,704 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| APN | 064489 302.00-2-20.1 |
| Primary APN | 064489 302.00-2-20.1 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| 2nd Floor Area | 480 sqft |
| Upper Floors Area | 225 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 1,045,440 sqft (24 acres) |
| Garage Type | Detached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2638 ELWELL RD |
|---|---|
| City | GERRY |
| State | NY |
| Zip | 14740-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 2 |
| Legal Lot Number | 20.001 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | GERRY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 36901 |
2638 Elwell Rd, a rural home, is owned and occupied by an individual who acquired it in March 2009.
Source: Chautauqua County and Gerry Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2638 ELWELL RD, GERRY, NY 14740-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 2, 2009 |
| Transfer Doc | 2673000538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 2638 ELWELL RD, GERRY, NY 14740-9529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021001124 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | MT2021001124 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2638 Elwell Rd was $4,704 with a homeowner's exemption, up 5% from the year before.
Source: Chautauqua County and Gerry Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Gerry Town |
| Unified School District | Cassadaga Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,704.00 (+4.95%) Homeowner's exemption | ||
| 2025 | $4,482.00 | $130,000 Land $33,800 Building $96,200 | $232,975 Land $60,573 Building $172,402 |
| 2023 | $130,000 (-) Land $33,800 Building $96,200 | $171,500 (+7.52%) Land $44,590 Building $126,910 | |
| 2022 | Homeowner's exemption Additional exemption filed | $130,000 Land $33,800 Building $96,200 | $159,500 Land $41,470 Building $118,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2638 Elwell Rd; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2638 Elwell Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| DFT Local Service Fixed Wireless | 100 / 10 |
| Windstream DSL | 100 / 3 |
May also be available: T-Mobile.
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